Half of NL residents afraid to invest: AFM
2 years, 9 months ago

Half of NL residents afraid to invest: AFM

NL Times  

Nearly half of Netherlands households have sufficient savings to invest but don't, according to the Netherlands Authority on Financial Markets. Even though investing can yield hundreds of euros more per year than saving, according to the regulator, especially now that interests rates on savings are very low. The AFM looked at 5 million non-investing households in the Netherlands and noted that 3.1 million of them had an average of about 20,000 euros available for investing. The regulator also noted that one in ten households that do invest has no or an insufficient buffer for unforeseen expenses.

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History of this topic

Dutch investors already made 11.3 billion euros profit this year
6 months, 4 weeks ago

Dutch investors already made 11.3 billion euros profit this year

NL Times  

Dutch households made a profit of 11.3 billion euros with their joint investments in the first three months of 2024. Dutch households already achieved a return of 4.7 billion euros on their direct positions in listed shares. The value of bond holdings also continued to rise, reaching 6.6 billion euros in the first quarter of this year, the highest amount …

Single average Dutch people have nearly no chance of buying a home: Mortgage advisor
2 years, 4 months ago

Single average Dutch people have nearly no chance of buying a home: Mortgage advisor

NL Times  

For single people with an average income, the chance of finding an affordable owner-occupied home in the Netherlands is virtually nonexistent, mortgage broker De Hypotheker concludes after research. This is mainly because these potential home buyers are able to borrow less than last year due to the increase in mortgage interest rates. "The supply of affordable housing for this group …

Ethnically diverse Dutch people often more financially vulnerable
3 years ago

Ethnically diverse Dutch people often more financially vulnerable

NL Times  

Ethnically diverse Dutch people, particularly with non-Western roots, are on average more financially vulnerable than Dutch people with no migration background. Another critical point for specifically first-generation Dutch immigrants is the often inadequate old-age provision resulting from a state pension shortfall. The AFM stated that approximately 40 percent of ethnically diverse pensioners in the Netherlands with a non-Western background live …

Only a quarter of NL residents are "financially healthy"
3 years ago

Only a quarter of NL residents are "financially healthy"

NL Times  

Only 27 percent of Netherlands residents are "financially healthy." Women and residents of the large cities score lower in financial health, Financieele Dagblad reports based on a study by consultancy firm Deloitte. In collaboration with ING, Nibud, and Leiden University, Deloitte questioned about 5,000 Netherlands residents about their situation, attitude, behavior, and feelings regarding income, expenditure, saving, borrowing, and planning. …

Netherlands residents not spending lockdown savings: Rabobank
3 years, 6 months ago

Netherlands residents not spending lockdown savings: Rabobank

NL Times  

The billions of euros Netherlands residents put into their savings accounts during the coronavirus crisis will stay where it is for the time being. Most people don't plan on spending their savings in the near future, Rabobank concluded in a survey of 1,546 people, NOS reports. In 2020 Netherlands residents saved a massive 77 billion euros, the highest amount since …

Over 7 million NL residents could face pension cuts next year, large funds warn
4 years, 5 months ago

Over 7 million NL residents could face pension cuts next year, large funds warn

NL Times  

Over 7 million Netherlands residents have to take into account that their pension benefit may be lower next year. The three largest pension funds in the country have too little cash to meet the government's funding ratio requirement and have little hope of meeting that target by the end of the year, they said to NOS. In June, Minister Wouter …

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