Thinking Of Taking A Credit Card Loan? Here Are The Things You Need To Check First
2 weeks, 6 days ago

Thinking Of Taking A Credit Card Loan? Here Are The Things You Need To Check First

ABP News  

Need money urgently but without the hassle of paperwork? Competitive interest rates: Interest rates on credit card loans vary by lender, ranging from 10.8 per cent to 24 per cent per annum in India. While these rates may be higher than personal loan rates, they are likely to be lower than revolving credit card interest rates, which can go up to 42 per cent per annum. For instance, ICICI Bank charges a processing fee of 1 per cent of the loan amount while AU Small Finance Bank, Axis Bank, and SBI charge 2 per cent of the loan amount on their credit card loans. Some banks offer credit card loans of up to 100 per cent of the card limit, while others provide additional loans beyond the limit for eligible customers.

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