This easy savings move could make you hundreds of pounds richer - but you need to act NOW: SYLVIA MORRIS
3 months, 3 weeks ago

This easy savings move could make you hundreds of pounds richer - but you need to act NOW: SYLVIA MORRIS

Daily Mail  

A strange pattern is emerging in the world of savings – and it is sure to benefit savvy savers. As you might expect, rates on easy-access accounts are falling, following the Bank of England base-rate cut from 5 to 4.75 per cent last month. Several providers of one-year, fixed-rate bonds increased their rates last week and now pay a generous 4.65 to 4.8 per cent. And newcomer Vida Savings launched its first account – a one-year fixed-rate bond at 4.77 per cent, also available through the Hargreaves Lansdown savings platform. One reason fixed-rate bond rates are holding up is that more providers are looking for money to grow their business Savers locking into a top one-year deal can earn a rate more than double the current 2.3 per cent rate of inflation.

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History of this topic

Where should you save money after interest rate cut? Best savings accounts for February 2025
1 month, 2 weeks ago

Where should you save money after interest rate cut? Best savings accounts for February 2025

The Independent  

Each month on Independent Money, we round up the best places to open new savings accounts if you’re looking for the highest interest rates available on a range of account types. Easy access or current accounts Post Office are currently offering a bonus rate for 12 months, on top of their standard rate, meaning savers can get a total rate …

Should easy-access savers opt for a lower fixed deal NOW to dodge interest rate falls?
2 months ago

Should easy-access savers opt for a lower fixed deal NOW to dodge interest rate falls?

Daily Mail  

Products featured in this article are independently selected by This is Money's specialist journalists. Morgan Stanley is forecasting UK interest rates to fall to 3.5 per cent by the end of this year, while Goldman Sachs says interest rates will fall to 3.25 per cent by June next year. If interest rates fall by 1.5 percentage points and reach 3.25 …

Savings giant launches new British Savings Bonds with reduced interest rates
6 months, 3 weeks ago

Savings giant launches new British Savings Bonds with reduced interest rates

The Independent  

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NS&I puts new two and five-year British Savings Bonds on sale
7 months, 3 weeks ago

NS&I puts new two and five-year British Savings Bonds on sale

The Independent  

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How much savings interest does YOUR bank pay? Average rate at big five revealed to still be dreadful...
9 months, 3 weeks ago

How much savings interest does YOUR bank pay? Average rate at big five revealed to still be dreadful...

Daily Mail  

It is despite new rules which require them to offer savers 'fair value' The UK's five biggest banks are still failing to offer competitive savings interest despite the Financial Conduct Authority's Consumer Duty rules introduced last summer, new figures reveal. The five banks continue to offer savers easy-access accounts paying less than 2 per cent. Poor performers: The big five …

7 things to look for when searching for the best regular savings accounts
1 year, 1 month ago

7 things to look for when searching for the best regular savings accounts

The Independent  

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NS&I launches new issues of savings products with rates of more than 6%
1 year, 7 months ago

NS&I launches new issues of savings products with rates of more than 6%

The Independent  

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FCA tackles poor rates for savers and warns £250bn is sitting in accounts that earn no interest
1 year, 8 months ago

FCA tackles poor rates for savers and warns £250bn is sitting in accounts that earn no interest

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. It said …

Treasury plots new ‘Tell Sid’ campaign to lure savers into stock market
1 year, 8 months ago

Treasury plots new ‘Tell Sid’ campaign to lure savers into stock market

The Telegraph  

Andrew Griffith, the economic secretary to the Treasury, said “wider share ownership is good for savers, good for the economy and good for society.” “Increasing individual share ownership is also about changing culture, attitudes to risk and supporting individual responsibility.” The advertising campaign has been proposed by the Centre for Policy Studies, a think tank with significant influence in Conservative …

Savings rates continue to rise with new best buy easy-access and fix
1 year, 9 months ago

Savings rates continue to rise with new best buy easy-access and fix

Daily Mail  

Products featured in this article are independently selected by This is Money’s specialist journalists. The best one-year fix now pays 5.8 per cent while the the best longer term deal pays 5.85 per cent over a three year period. The Bank of England increased base rate 0.5 percentage points to 5 per cent, last Thursday, in its latest move to …

People who get ‘poor’ bank rates should ‘shop around’, Cabinet minister says
1 year, 10 months ago

People who get ‘poor’ bank rates should ‘shop around’, Cabinet minister says

The Independent  

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Savers should ditch and switch if they are not satisfied with rates – Which?
1 year, 10 months ago

Savers should ditch and switch if they are not satisfied with rates – Which?

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. With millions …

NS&I brings one-year fixed-rate bonds back on sale
2 years, 2 months ago

NS&I brings one-year fixed-rate bonds back on sale

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Savings giant NS&I has put …

Best savings rates alerts: Get top deals sent to your inbox
2 years, 5 months ago

Best savings rates alerts: Get top deals sent to your inbox

Daily Mail  

A frenzy of banks raising rates has seen the top savings deals bust through the 5 per cent mark but the best buys often don't stick around for long. Meanwhile, those who took different length fixed rates, in orange, green and yellow did even better The top deal in This is Money's best easy access savings rates tables pays 5.2 …

Boost for savers as rates rise to highest levels in nearly a decade
2 years, 6 months ago

Boost for savers as rates rise to highest levels in nearly a decade

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Savers can typically get higher returns from an easy …

NS&I set to launch three-year green savings bonds
3 years, 9 months ago

NS&I set to launch three-year green savings bonds

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our privacy policy Green savings bonds, allowing savers …

State-backed banking tops the charts as high street offers plummet
4 years, 9 months ago

State-backed banking tops the charts as high street offers plummet

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. But, with savings languishing at very low rates, if …

Savings deals plummet as Britons are urged to set aside more money
4 years, 11 months ago

Savings deals plummet as Britons are urged to set aside more money

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. Market trauma “These changes may well be just the …

Savers missing out on £7bn of interest by sticking with the big banks, research suggests
5 years, 10 months ago

Savers missing out on £7bn of interest by sticking with the big banks, research suggests

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. The economic consultancy’s report for cash deposit platform Flagstone …

Bank accounts to pay savers 'minimum interest rate' under FCA plans
6 years, 8 months ago

Bank accounts to pay savers 'minimum interest rate' under FCA plans

The Telegraph  

A basic minimum savings rate could be imposed on easy access cash savings accounts to help combat "price discrimination" faced by savers who stay loyal to their provider, the City regulator has suggested. The Financial Conduct Authority wants to tackle the issue of significant amounts of easy access cash savings sitting in accounts opened a long time ago, earning lower …

'Saving money is pointless'
8 years, 1 month ago

'Saving money is pointless'

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. New data from the StepChange Debt Charity reveals that …

NS&I: Steer clear of Government-backed savings following interest rate cuts
8 years, 9 months ago

NS&I: Steer clear of Government-backed savings following interest rate cuts

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. Savers with …

Premium Bond prizes shrink as NS&I cuts savings rates
9 years ago

Premium Bond prizes shrink as NS&I cuts savings rates

The Independent  

Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth SIGN UP I would like to be emailed about offers, events and updates from The Independent. The changes, …

Pensioner Bonds looked good a year ago. Now take the money and run
9 years, 2 months ago

Pensioner Bonds looked good a year ago. Now take the money and run

The Independent  

For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails Sign up to our free breaking news emails SIGN UP I would like to be emailed about offers, events and updates from The Independent. If you want another one-year fix, Ms Bowes says …

Best fixed rate savings bonds: Our tables show the top accounts
17 years ago

Best fixed rate savings bonds: Our tables show the top accounts

Daily Mail  

Accounts featured below are independently selected by This is Money's specialist journalists. BEST MICRO-FIXED RATE ACCOUNTS Type of account 0% tax 20% tax 40% tax SIX MONTHS Atom Bank 5.00 4.00 3.00 Gatehouse Bank 4.9 3.92 2.94 Aldermore Bank 4.81 3.85 2.89 NINE MONTHS Aldermore Bank 4.73 3.78 2.84 Atom Bank 4.7 3.76 2.82 United Trust Bank 4.67 3.74 2.8 …

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