Medical Cover for Every Indian: PMJAY-like Scheme for 40 Crore Uninsured on the Cards
3 years, 2 months ago

Medical Cover for Every Indian: PMJAY-like Scheme for 40 Crore Uninsured on the Cards

News 18  

The government is moving towards covering the ‘missing middle’ of over 40 crore population with medical insurance, and has shortlisted 21 insurers who may offer a highly subsidised cover as part of a pilot project on voluntary basis. Apart from the 50 crore poorest people covered by the PMJAY scheme, 3 crore people are covered by various state schemes, 15-17 crore are covered by other central government schemes like ECHS, ESCI and CGHS, while around 14 crore people in the country have opted for private insurance companies at their own cost. That still leaves more than 40 crore people who have no medical insurance cover of any kind, who have been termed as the ‘missing middle’. At a recent presentation, a senior advisor to the National Health Authority said these people do not buy medical insurance cover due to “unaffordable expensive products, shallow coverage and pre-existing exclusions, lack of awareness, high claims cost and operating expenses and difficulty in reaching informal sector segment of population”.

Health India Insurance Medical Crore Cover Medical Insurance Pmjay Scheme  coverage  cards  40  indian  universal  senior  pmjay  scheme  uninsured  cover  health  insurers  insurance  crore  pmjaylike  medical

History of this topic

PM-JAY for senior citizens: How to register for free health insurance
18 hours, 47 minutes ago

PM-JAY for senior citizens: How to register for free health insurance

India Today  

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana offers free health insurance of up to Rs 5 lakh every year to senior citizens. ENROLLING IN THE SCHEME: A SIMPLE PROCESS Senior citizens or their family members can begin the enrolment process by downloading the Ayushman Bharat app from the Google Play Store or the official website. A HEALTHIER FUTURE FOR …

Ayushman Bharat health scheme to provide free treatment to those aged above 70 years: President Murmu
5 months, 3 weeks ago

Ayushman Bharat health scheme to provide free treatment to those aged above 70 years: President Murmu

The Hindu  

“All citizens aged above 70 years will be provided free treatment under the Ayushman Bharat health insurance scheme,” President Droupadi Murmu said on June 27. “Under the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana, free health services are being provided to 55 crore beneficiaries,” Ms. Murmu said. Now, all the elderly above 70 years of age will also be covered and …

Ayushman Bharat health scheme to provide free treatment to those aged above 70 years: Prez
5 months, 3 weeks ago

Ayushman Bharat health scheme to provide free treatment to those aged above 70 years: Prez

Deccan Chronicle  

New Delhi: All citizens aged above 70 years will be provided free treatment under the Ayushman Bharat health insurance scheme, President Droupadi Murmu said on Thursday. Under the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana, free health services are being provided to 55 crore beneficiaries, Murmu said. Now all the elderly above 70 years of age will also be covered and …

Does Pradhan Mantri Jan Arogya Yojana need a design change?
7 months, 2 weeks ago

Does Pradhan Mantri Jan Arogya Yojana need a design change?

The Hindu  

Ayushman Bharat, the government’s flagship programme to achieve universal health coverage, was launched in 2018. The scheme has two inter-related components: health and wellness centres and the Pradhan Mantri Jan Arogya Yojana that aims to provide a health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalisation to over 12 crore families that form the …

Centre urges States, Union Territories to achieve 100% Ayushman Bharat card saturation
1 year, 5 months ago

Centre urges States, Union Territories to achieve 100% Ayushman Bharat card saturation

The Hindu  

The Union government has urged all States and Union Territories to achieve 100% Ayushman Bharat card saturation by utilising the services of grassroots-level healthcare workers. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is billed as the largest government- Stakeholders have also been directed to set up State offices and carry out review and regular monitoring of the programme. The …

Universal Health Coverage By 2030: Achievable Goal Or Pipe Dream?
1 year, 8 months ago

Universal Health Coverage By 2030: Achievable Goal Or Pipe Dream?

The Quint  

A review of PMJAY in a recent Lancet study, by Dubey et al, states that, “The PMJAY scheme overall is failing to target the most vulnerable population. This mis-targeting can risk inequitable demand and utilization of PMJAY….States with higher poverty headcounts and disease burdens are considered to have a higher need for PMJAY and vice versa. This discrepancy in need …

Moving forward with a newer concept of Universal Health Care
1 year, 9 months ago

Moving forward with a newer concept of Universal Health Care

The Hindu  

Do we believe in health as a basic human right, which India’s Constitution guarantees under right to life? Any non-communicable disease, chronic disease including mental illnesses, and its investigations and treatment were almost excluded from primary health care. Looking ahead Realising that even the poor do contract chronic illnesses and non-communicable diseases such as cardiac, neural, mental and metabolic disorders, …

India may further expand the ambit of world's largest govt-funded healthcare program PM-JAY
1 year, 11 months ago

India may further expand the ambit of world's largest govt-funded healthcare program PM-JAY

Firstpost  

New Delhi: With an aim to extend the provide accessible and affordable healthcare facilities to the more people, the BJP ruled Centre may announce an expansion in the coverage of world’s largest government funded healthcare program ‘Pradhan Mantri Jan Arogya Yojana’ during the upcoming union budget. According to sources familiar with the matter, “The proposal to extend the benefits to …

The Missing Link in India’s Journey Towards Universal Health Coverage
2 years ago

The Missing Link in India’s Journey Towards Universal Health Coverage

News 18  

Out-of-pocket-expenditure remains a challenging part of India’s health system story. Further, according to NITI Aayog’s report ‘Health Insurance for India’s ‘Missing Middle’, the ‘missing middle’ constitutes at least 30% of the population which may not get covered under any government subsidised health insurance schemes like PM-JAY, social health insurance schemes like the Employee State Insurance Scheme or private voluntary health …

Centre to set up escrow account for payments under Ayushman Bharat health insurance scheme
2 years, 3 months ago

Centre to set up escrow account for payments under Ayushman Bharat health insurance scheme

Hindustan Times  

The Union health ministry is considering setting up an escrow account to help quickly settle payments under the Ayushman Bharat health insurance scheme, people aware of the matter said, explaining how the plan will keep funds flowing to hospitals even if central or state government departments, who share the costs, delay in releasing money. “There have been some complaints of …

UHC in India: Insights from Indonesia and China
2 years, 3 months ago

UHC in India: Insights from Indonesia and China

Hindustan Times  

Current attention on global health should not take attention away from Universal Health Coverage, a global development agenda endorsed by countries, including India. There are several key issues that India must consider while taking the path of insurance as a means to UHC – providing coverage to the unorganised sector; financial sustainability of insurance; comprehensive coverage which is well-integrated with …

Extend health cover to the ‘missing middle’
2 years, 7 months ago

Extend health cover to the ‘missing middle’

Hindustan Times  

The National Health Authority plans to extend health insurance coverage under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojna to gig workers who earn between ₹15,000 and ₹25,000 per month, Mint reported on Monday. This scheme, if operationalised, will be a much-needed, welcome step because the Indian economy is moving from permanent employer-employee relationships to on-demand employer-employee relationships, and many …

Over 14 crore health IDs generated free of cost so far, says Centre
3 years ago

Over 14 crore health IDs generated free of cost so far, says Centre

Firstpost  

The Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana, the world’s largest government-funded health assurance scheme, is implemented in all states and UTs barring West Bengal, NCT of Delhi and Odisha New Delhi: The government has made a provision for every citizen to generate a Health ID free of cost and over 14 crore such IDs have been created till the first …

More a private sector primer than health-care pathway
3 years, 1 month ago

More a private sector primer than health-care pathway

The Hindu  

The central government’s flagship health insurance scheme, the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana, aims to extend hospitalisation cover of up to ₹5 lakh per family per annum to a poor and vulnerable population of nearly 50 crore people. Apart from AB-PMJAY and State-level government health insurance schemes, small segments of the Indian population are covered under social health insurance …

‘More Money for Health’: Financing Universal Health Coverage in India
3 years, 3 months ago

‘More Money for Health’: Financing Universal Health Coverage in India

Hindustan Times  

Any discussion of the pathways that India needs to take towards Universal Healthcare would be incomplete without a clear understanding of how it is to be financed. However, perhaps the most important challenge that we face in our UHC journey is that while the proportions being allocated to healthcare by each state government from its annual budget vary greatly and …

Ayushman Bharat and the path to universal health coverage in India
3 years, 4 months ago

Ayushman Bharat and the path to universal health coverage in India

Hindustan Times  

Successive Indian national governments have stated a commitment to achieving universal health coverage. PREMIUM The government of India approved the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana in March 2018. The government of India approved the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana in March 2018 and has hailed the programme as a historic step towards achieving UHC in India. …

Discover Related