How to use credit card for UPI payments? A step-by-step guide

Unified Payments Interface transactions hit a record high of 16.73 billion in December 2024, a rise of 8 per cent from November data with 15.48 billion transactions, according to data released by the National Payments Corporation of India. How to link credit card with UPI Download the app: If you are using UPI for the first time, installing Bharat Interface for Money will be the first step towards using your credit cards to make digital payments. To make UPI payments through credit cards, scan a QR code or select options such as ‘pay phone number’ or ‘pay contacts’, enter your UPI ID, or select related payment options on your app. Currently the users can link their RuPay Credit Card on the mentioned UPI Apps: BHIM, PhonePe, GPay, PayZapp, GoKIWI, Slice, Paytm, MobiKwik, BHIM PNB, Canara Ai1, Groww, Cred, ICICIiMobile, Jupiter, Samsung Wallet, Navi, Sriram Finance, FreeCharge, Amazon Pay, Fino Pay, Niyo Global, YesPay Next, Jio Finance, Union Bank of India, Tata Neu, Flipkart, Bajaj Finance Ltd., PNB one, BoB World UPI, BHIM AU, Aditya Birla Capital Digital, FamApp, IDFC First, POPClub, Freo, SalarySe, Supermoney, BharatPe, KreditPe, Airtel Thanks, OneCard, Genwise, INDMoney, and Kotak811. Use UPI apps recognised by NPCI to make credit card payments.