High rent but still no mortgage? New scheme may help home-buyers
2 years, 10 months ago

High rent but still no mortgage? New scheme may help home-buyers

Dutch News  

A new scheme is being launched in the Netherlands to help tenants who pay high rents but have been unable to get a mortgage to buy a place of their own. The scheme, which is being run under the auspices of the National Mortgage Guarantee agency, will help people who have been denied a mortgage even if they are paying more in rent than the monthly repayments would be. ‘People paying high rents often feel trapped,’ said NHG chairwoman Carla Muters. To qualify, tenants must have paid rent for at least three years without missing payments and they must have household income which is enough to pay all the costs associated with owning a home excluding savings.

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History of this topic

Rise of first-time buyers drives down house prices in biggest cities
1 year, 7 months ago

Rise of first-time buyers drives down house prices in biggest cities

Dutch News  

House prices are falling faster in the four largest cities than the rest of the Netherlands as first-time buyers become the dominant players in the market, according to land registry figures. The Dutch land registry Kadaster said 58% of homes in the cities are now sold to first-time buyers, compared to 50% a year ago. The national mortgage guarantee service …

Dutch housing update: it's not all bad news for buyers and sellers
2 years ago

Dutch housing update: it's not all bad news for buyers and sellers

Dutch News  

A round-up of the latest housing news, brought to you by Expat Mortgages. There is some good news for buyers 2022 may have been a challenging year for buyers and sellers but there is some good news out there, says Henk Jansen, founder of mortgage specialists Expat Mortgages. ‘In the first quarter of next year we will still have fewer …

National housing shortage to worsen in the coming years: Researchers
2 years, 10 months ago

National housing shortage to worsen in the coming years: Researchers

NL Times  

The housing shortage in the Netherlands will likely increase for at least three years, experts at consultancy firm Capital Value expect. For example, housing associations could build 250,000 social homes annually if the landlord levy is completely abolished, the researchers suggest. The bank calculated that the new construction of around 14,000 new mid-range rental homes per year is financially feasible …

High rent but still no mortgage? New scheme may help home-buyers
2 years, 10 months ago

High rent but still no mortgage? New scheme may help home-buyers

Dutch News  

A new scheme is being launched in the Netherlands to help tenants who pay high rents but have been unable to get a mortgage to buy a place of their own. The scheme, which is being run under the auspices of the National Mortgage Guarantee agency, will help people who have been denied a mortgage even if they are paying …

Record number of mortgage applications in Netherlands last year
3 years, 11 months ago

Record number of mortgage applications in Netherlands last year

NL Times  

Over 500 thousand mortgage applications were submitted in the Netherlands last year, an increase of almost 25 percent compared to 2019, which was already a record year, Hypotheken Data Netwerk reported on Thursday. Most applications were for the purchase of a new home, but refinancing or taking out a second mortgage also skyrocketed seeing increases up to 50 percent, HDN …

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