3 weeks, 5 days ago
Credit Cards: Are they worth it? A deep dive into their pros and cons
Live MintCredit cards have, today, become the necessary part of everyone's financial life. Banks or financial institutions issue credit cards, which would allow you to borrow money up to a predetermined amount. Instalment payment options: One sometimes gets a chance to split huge expenses into affordable monthly payments through use of credit cards. Hidden fees: Credit cards frequently have hidden fees, such as late payment charges, annual membership fees, and processing fees. Overuse and overspending: Credit cards allow you to overspend by a wide margin since your bank balance doesn't change until the bill comes out.
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