4 months, 1 week ago

What is a credit card? A comprehensive guide for beginners

In today's hectic world, credit cards are vital tools for managing finances and making purchases. This article attempts to take you through the basics of credit cards, including benefits and usage, so you can make informed financial decisions. Credit cards are widely accepted online and offline and often come with rewards to keep them attractive for usage--mostly reward points, cashback, and travel rewards. Credit cards facilitate internet purchases, mobile phone transactions, and in-store payments, making it easier to spend. Travel benefits: Some credit cards offer travel benefits such as free travel insurance, access to airport lounges, and concierge services.

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