GNPAs Fall To Decadal Best Of 3.9 Per Cent In March, Set To Improve Further: RBI In FSR
1 year, 9 months ago

GNPAs Fall To Decadal Best Of 3.9 Per Cent In March, Set To Improve Further: RBI In FSR

ABP News  

The Indian banking system's asset quality strengthened to a decadal best, with the gross non-performing assets ratio falling to 3.9 per cent as of March 2023, the Reserve Bank said on Wednesday. GNPAs of the scheduled commercial banks are expected to improve further to 3.6 per cent by March 2024, as per the baseline scenario, the RBI's bi-annual Financial Stability Report said. The share of large loans in the overall GNPAs has also come down to 53.9 per cent in March 2023 from 75.7 per cent three years ago, it said. The RBI's rate hikes of 2.50 per cent in FY23 had a positive impact on the banks, with the net interest margins improving by 0.30 per cent in FY23, as the transmission of monetary policy tightening to deposit rates lagged the pass-through to lending rates, the report said, adding that banks' net profit recorded a healthy growth of 38.4 per cent in FY23, led by strong increase in net interest income and lowering of provisions.

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History of this topic

RBI highlights moderation in personal loan expansion, now at 14.2% in January
1 month ago

RBI highlights moderation in personal loan expansion, now at 14.2% in January

Live Mint  

The latest data presented by the Reserve Bank of India show easing of personal loan expansion in India's financial sector. Personal loan expansion year-to-year was 14.2% in the fortnight as of January 24, 2025 as detailed in a press release by RBI on Feb 28, 2025. On a year-on-year basis, non-food bank credit as of the fortnight ended January 24, …

PNB Q3 PAT more than doubles to ₹4,508 crore
Trending News
2 months ago

PNB Q3 PAT more than doubles to ₹4,508 crore

The Hindu  

Punjab National Bank Ltd. reported third quarter net profit more than doubled to ₹4,508 crore from ₹2,223 crore in the year-earlier period. Net non-performing assets declined by ₹4,379 crore to ₹4,437 crore from ₹ 8,816 crore in the same period last year. Global Business of the bank during the quarter grew 15.25% YoY to ₹26,39,991 crore. Among this Retail, Agriculture, …

ICICI Bank: retail, rural portfolio stress spikes
2 months, 1 week ago

ICICI Bank: retail, rural portfolio stress spikes

Live Mint  

If loan defaults are growing faster than loan growth for any bank, it is a sign of worry. Notwithstanding the stress in the bank's retail and rural loan portfolio and the likely macro headwind of lower rates, ICICI’s overall performance remains strong. The bank’s annualized return on assets at 2.36% for Q3FY25 is the highest among the top four private …

Personal loans: As bad debts spike, stocks of private banks slide
2 months, 1 week ago

Personal loans: As bad debts spike, stocks of private banks slide

Live Mint  

The stock prices of private banks that have reported an increase in bad loans in their personal loans and micro-credit businesses are bearing the brunt of investors' fears of a U-turn in the asset-quality cycle for the country's banks, reported Reuters. RBL Bank's shares declined as much as 5.8 per cent on Monday after the lender reported a near 28 …

NPAs at 12-year low, red flags in some areas, says RBI report
3 months ago

NPAs at 12-year low, red flags in some areas, says RBI report

Hindustan Times  

Indian banks’ bad loans fell to their lowest level in 12 years, although early warning indicators suggest potential stress in some sectors, the Reserve Bank of India’s financial stability report stated on Monday. NPAs at 12-year low, red flags in some areas, says RBI report The gross non-performing assets ratio of scheduled commercial banks declined to 2.6% in September 2024, …

RBI warns against spillover of unsecured loan stress
3 months ago

RBI warns against spillover of unsecured loan stress

Live Mint  

Mumbai: Nearly a year after clamping down on exuberance in unsecured loans, India’s central bank has expressed concern about the stress in such loans spilling over to larger, secured loans. “Nearly half of the borrowers availing credit card and personal loans have another live retail loan outstanding, which are often high-ticket loans,” the Reserve Bank of India said in its …

Gross NPA of banks decline to 12-year low of 2.6%, bad loan ratio to worsen in 2026: RBI Report
3 months ago

Gross NPA of banks decline to 12-year low of 2.6%, bad loan ratio to worsen in 2026: RBI Report

Live Mint  

The Reserve Bank of India said that banks' asset quality improved in 2024, with the gross non-performing assets or bad loans ratio falling to a 12-year low of 2.6 per cent in September 2024, driven by falling slippages and steady credit demand. "Buoyed by falling slippages, higher write-offs and steady credit demand, the GNPA ratio of 37 scheduled commercial banks …

RBI expresses optimism about Indian economy, gross NPA at 12-year low, GDP to grow at 6.6 per cent
3 months ago

RBI expresses optimism about Indian economy, gross NPA at 12-year low, GDP to grow at 6.6 per cent

India TV News  

The Reserve Bank of India on Monday said that the bank's asset quality improved further and their gross non-performing assets or bad loans ratio declined to a 12-year low of 2.6 per cent in September 2024. "Buoyed by falling slippages, higher write-offs and steady credit demand, the gross nonperforming assets ratio of 37 scheduled commercial banks fell to a multi-year …

Personal Loans and Services Sector are key drivers of banks credit growth: RBI
3 months, 1 week ago

Personal Loans and Services Sector are key drivers of banks credit growth: RBI

Live Mint  

New Delhi, December 27 : The Reserve Bank of India has highlighted that bank credit growth in 2023-24 has been broad-based, with the personal loan and services sectors leading the expansion. The report said, "Bank credit growth in 2023-24 was broad-based, led by services sector and personal loans segment, followed by agriculture and industry". "The shares of services and personal …

Canara Bank Reports 11.31% Net Profit Growth in Q2 FY25
5 months ago

Canara Bank Reports 11.31% Net Profit Growth in Q2 FY25

The Hindu  

Canara Bank reports a strong Q2 performance with a 11.31% increase in net profit to ₹4,014 crore. The bank's net interest income also saw a significant rise, reaching ₹9,315 crore, compared to ₹8,903 crore in the corresponding quarter last year. The bank's NPAs have been reduced significantly, with the MSME sector NPA ratio dropping to 7.1% in Q2, down from …

Public Sector Banks' NPAs on Mudra Loans Fall to 3.4% in 2023-24: FM Nirmala Sitharaman
7 months, 4 weeks ago

Public Sector Banks' NPAs on Mudra Loans Fall to 3.4% in 2023-24: FM Nirmala Sitharaman

News 18  

Public sector banks’ non-performing assets associated with the Mudra loan category have declined to 3.4 per cent in the 2023-24 fiscal, Finance Minister Nirmala Sitharaman said on Monday. The finance minister informed the House that the NPA for public sector banks on Mudra loans has decreased to 3.4 per cent in the financial year 2023-24. She further said Mudra loan …

HDFC Bank logs 35% increase in net profit
8 months, 1 week ago

HDFC Bank logs 35% increase in net profit

New Indian Express  

NEW DELHI: Returning to its once famed over 30% net income for as many as 34 quarters on the trot which ended with the pandemic era, the second-largest lender logged in a robust 35.33% jump in net profit at Rs 16,174.75 crore for the June quarter even though the numbers are not comparable since the merger with its parent took …

Despite RBI measures, unsecured personal loans by banks grow; ICICI leads pack
11 months, 2 weeks ago

Despite RBI measures, unsecured personal loans by banks grow; ICICI leads pack

New Indian Express  

Mumbai: The second largest private sector lender ICICI Bank has the highest exposure in the unsecured personal loan segment at 13.8 percent, while at the system level it is 8.7 percent as of the December 2023 quarter, according to an analysis. The system-wide exposure has more than doubled since March 2018 when it was only 4 percent, while the system …

Pvt banks' slippages, write-offs from COVID recast almost double than that of PSBs : Report
1 year, 9 months ago

Pvt banks' slippages, write-offs from COVID recast almost double than that of PSBs : Report

The Hindu  

Private sector banks' slippages and write-offs from loans restructured after the COVID-19 pandemic are almost double than that of their State-owned peers, a report said on Friday. Private sector banks have seen slippages and loan write-offs at 44%, as against 23% in case of public sector banks, the report by India Ratings and Research said, calling the trend “surprising”. “Banks …

Federal Bank: Redefining banking digitally and sustainably
2 years, 2 months ago

Federal Bank: Redefining banking digitally and sustainably

Live Mint  

Federal Bank is one of the leading and preferred Personal, NRI and business banking partners for customers across India. Strong momentum in credit growth SME book grew by 20% YoY Retail book up by 18% YoY Business banking book up by 18% YoY Corporate book up by 19% YoY Commercial credit book grew by 18% YoY CV/CE business grew by …

RBI is ready to defend financial stability: Das
2 years, 3 months ago

RBI is ready to defend financial stability: Das

Live Mint  

The Reserve Bank of India recognizes that global challenges could affect the local economy and is monitoring the situation along with other financial regulators, governor Shaktikanta Das said. “The international economic order stands challenged; financial markets are in turmoil due to monetary tightening in most parts of the world; food and energy supplies and prices are under strain; debt distress …

Indian Banks GNPAs Down To 5% In September 2022, Macroeconomic Conditions Can Impact Banks Health RBI Report
2 years, 3 months ago

Indian Banks GNPAs Down To 5% In September 2022, Macroeconomic Conditions Can Impact Banks Health RBI Report

ABP News  

Gross Non-Performing Assets of Indian banks declined to 5 per cent in september but the present macroeconomic environment can impact lenders' health, said a new Reserve Bank of India report. The report said, “from its peak in 2017-18, the GNPA ratio of SCBs has been declining sequentially to reach 5 per cent at end-September 2022.” It said that the number …

SBI Q1 Results: State Bank of India Net Profit Down by 6% YoY at Rs 6,068 Crore
2 years, 7 months ago

SBI Q1 Results: State Bank of India Net Profit Down by 6% YoY at Rs 6,068 Crore

News 18  

SBI Q1 FY23 Results: India’s largest public sector lender State Bank of India on Saturday reported a drop in net profit by 6.07 per cent at Rs 6,068 crore in Q1 FY23 as against Rs 6,504 crore in Q1 FY22. The Net interest Income, or NII for the quarter under review stood at Rs 31,196, an increase of 12.87 per …

Karnataka Bank posts all-time high profit of ₹507.99 crore
2 years, 10 months ago

Karnataka Bank posts all-time high profit of ₹507.99 crore

The Hindu  

Karnataka Bank has posted an all-time high annual consolidated net profit of ₹507.99 crore for 2021-22 as against the last year’s ₹482.46 crore. The net profit for the fourth quarter ending March 2022 was ₹130.20 crore as against the net profit of ₹31.36 crore for the corresponding fourth quarter of F.Y 2020-21, registering more than four times increase in the …

Bad loans: Why, this time, it’s different
3 years ago

Bad loans: Why, this time, it’s different

Hindustan Times  

Non-performing assets or bad loans of banks have come down to their lowest levels, Reserve Bank of India governor Shaktikanta Das said at a Confederation of Indian Industry event on March 21. When seen in the context of gross NPA share falling to 6.9% of all loans, according to RBI’s Financial Stability Report released in December 2021 — the latest …

RBI Financial Stability Report: Banks gross NPA may rise to 13.5% by September 2021
4 years, 2 months ago

RBI Financial Stability Report: Banks gross NPA may rise to 13.5% by September 2021

The Hindu  

Banks' gross non-performing assets may rise to 13.5% by September 2021, from 7.5% in September 2020 under the baseline scenario, according to Financial Stability Report released by the Reserve Bank of India. "The stress tests indicate that the GNPA ratio of all scheduled commercial banks may increase from 7.5% in September 2020 to 13.5% by September 2021 under the baseline …

Data | Why did bad loans in banks reduce despite COVID-19 and economic downturn?
4 years, 2 months ago

Data | Why did bad loans in banks reduce despite COVID-19 and economic downturn?

The Hindu  

The ratio of Gross Non-Performing Assets in Indian banks decreased in FY20 and FY21 despite the impact of COVID-19 and the economic downturn that preceded it. This was mostly due to three factors: 1) Banks wroteoff relatively more NPAs in FY20 to clean their balance sheets; 2) Some large NPA accounts got resolved through debt-recovery channels; and 3) It is …

Gross NPAs of banks may jump to 11.5% by end of FY21: Care Rating
4 years, 5 months ago

Gross NPAs of banks may jump to 11.5% by end of FY21: Care Rating

Live Mint  

The gross non-performing assets ratio of Indian banks is likely to be 11 to 11.5% by end of current fiscal and they are likely to restructure 4 to 5% of the overall bank credit outstanding, according to Care Rating. Multiple stakeholder objectives and moratorium computation with various firms have varying ways of computing moratorium, said the rating agency. The GNPA …

Pandemic-driven Loan Recast to Take Gross Non-performing Assets to 11.5% by March: Report
4 years, 5 months ago

Pandemic-driven Loan Recast to Take Gross Non-performing Assets to 11.5% by March: Report

News 18  

The pandemic-induced one-time loan restructuring will spike the system-wide gross non-performing assets to 11-11.5 per cent by March, says a report. The system-wide GNPAs stood at 8.2 per cent in Q1 of FY21, down from 9.5 per cent in Q1 FY20, thanks to the recoveries and higher write-offs during the period. Of the total dud loans, state-run banks accounted for …

Banks' NPAs in Large Industry, Services Fall 31 per cent in Over Two Years to Rs 4.36 Lakh Crore
4 years, 6 months ago

Banks' NPAs in Large Industry, Services Fall 31 per cent in Over Two Years to Rs 4.36 Lakh Crore

News 18  

Banks' non-performing assets in large industry and services declined 31 per cent in over two years to about Rs 4.36 lakh crore in June this year, Parliament was informed on Monday. "As per Reserve Bank of India data on domestic operations, NPAs of scheduled commercial banks pertaining to large industry and services have come down to Rs 4,36,492 crore as …

Bank Credit Grows 5.51% and Deposits 11.11%, Shows Latest RBI Data
4 years, 7 months ago

Bank Credit Grows 5.51% and Deposits 11.11%, Shows Latest RBI Data

News 18  

Bank credit and deposits grew 5.51 per cent and 11.11 per cent to Rs 102.65 lakh crore and Rs 141.61 lakh crore, respectively, in the fortnight ended July 31, according to the latest data from the RBI. On a year-on-year basis, non-food bank credit growth was at 6.7 per cent in June 2020, nearly the same as in May 2020 …

RBI waves red flag on burgeoning NPAs
4 years, 8 months ago

RBI waves red flag on burgeoning NPAs

India Today  

The Financial Stability Report, released by the Reserve Bank of India on July 24, highlights a few key challenges that the Indian banking and financial sector are going through, especially due to the Covid-induced lockdown. The stress tests that the central bank carried out reveal that the gross non-performing assets ratio of scheduled commercial banks could worsen to as high …

Bank NPAs may worsen to 11.6% by end of this fiscal due to coronavirus pandemic: Report
4 years, 9 months ago

Bank NPAs may worsen to 11.6% by end of this fiscal due to coronavirus pandemic: Report

India TV News  

Gross non-performing assets of banks are likely to worsen to 11.3-11.6 per cent by the end of this financial year from 8.6 per cent as of March 2020, due to disruptions caused by the coronavirus pandemic, according to a report. Fresh gross slippages are estimated to be at 5-5.5 per cent of standard advances during 2020-21, which will increase the …

Banking and Finance in 2020: Time for radical cost efficiency and operational scalability
5 years, 2 months ago

Banking and Finance in 2020: Time for radical cost efficiency and operational scalability

Live Mint  

The year 2019 was an eventful one for the banking and financial services sector. These included a one-time partial credit guarantee scheme allowing PSBs to purchase high-rated pooled assets from NBFCs and Housing Finance Companies, introduction of liquidity coverage ratio requirements for NBFCs for better liquidity management, empowering Reserve Bank of India to replace directors of non-government NBFCs or supersede …

Bad loans to rise in 2020, says RBI
5 years, 3 months ago

Bad loans to rise in 2020, says RBI

Deccan Chronicle  

Mumbai: Asset quality of commercial banks could worsen next year primarily due to the economic slowdown, increase in slippages and declining credit growth, warned the Reserve Bank of India on Friday. “The RBI’s macro-stress tests for credit risk show that under the baseline scenario, schedule commercial banks GNPA ratio may increase from 9.3 per cent in September 2019 to 9.9 …

Banking sector net NPA may improve to 3.2pc by March-end, says report
5 years, 3 months ago

Banking sector net NPA may improve to 3.2pc by March-end, says report

India TV News  

Aided by better recoveries and declining slippages, overall net non-performing assets of the banking sector are likely to improve to 3.2-3.3 per cent by the end this fiscal from 3.7 per cent in September 2019, says a report. The rating agency said the decline in net NPAs will improve the solvency profile of banks, with core equity bettering to around …

Gross NPAs on a decline for first time in seven years: RBI report
5 years, 3 months ago

Gross NPAs on a decline for first time in seven years: RBI report

Op India  

The efforts of the Narendra Modi government to clean up country’s banking system from the Non-Performing Assets mess seems to be yielding results as the gross non-performing loans of banks improved to 9.1% as of end-September 2019, compared to 11.2% in the fiscal year 2018. Reportedly, the non-performing assets reported by banks have shown a decline for the first time …

Banks' asset quality improves as NPAs remain stable at 9.1% as of September: RBI report
5 years, 3 months ago

Banks' asset quality improves as NPAs remain stable at 9.1% as of September: RBI report

Firstpost  

Mumbai: As the bad loan recognition process nears completion, the health of the banking system has improved with the gross non-performing loan ratio remaining stable at 9.1 percent as of September-end, the same level as in FY19, according to the RBI. “The gross NPA ratio of all banks declined in FY19 after rising for seven consecutive years, as recognition of …

Banks' asset quality improves as NPAs remain stable at 9.1% as of September: RBI
5 years, 3 months ago

Banks' asset quality improves as NPAs remain stable at 9.1% as of September: RBI

India TV News  

As the bad loan recognition process nears completion, the health of the banking system has improved with the gross non-performing loan ratio remaining stable at 9.1 per cent as of September-end, the same level as in FY19, according to the RBI. While the gross NPAs of public sector banks improved to 11.6 per cent in FY19 from 14.6 per cent …

Tracking India's economic slowdown: Narendra Modi govt has a herculean task ahead to pep up growth with dying private investment
5 years, 7 months ago

Tracking India's economic slowdown: Narendra Modi govt has a herculean task ahead to pep up growth with dying private investment

Firstpost  

There is more than enough evidence of the economy slowing down Editor’s note: This is the third part of a series in which Firstpost’s columnists analyse the ongoing economic slowdown and offer solutions. Between April 2014 and March 2019, the retail loans of banks went up by 120 percent. Between April 2009 and March 2014, the five-year period before the …

Economic Survey 2019 in six charts
5 years, 8 months ago

Economic Survey 2019 in six charts

The Hindu  

The Indian economy grew by 6.8% in 2018-19, slightly lower than 7.2% in the previous Financial Year, said the Economic Survey, which was tabled in Parliament on July 4, 2019. The Gross Non-Performing Advances ratio of SCBs decreased from 11.5% to 10.1% between March 2018 and December 2018.” However, NBFC have performed badly, says the Survey. The net NPA also …

Quarter 3: Bad loan situation stabilising for banks
6 years, 1 month ago

Quarter 3: Bad loan situation stabilising for banks

Deccan Chronicle  

Mumbai: Even though profitability remains under pressure, the bad loan situation in the banking sector seems to be stabilising, going by the numbers posted by lenders for the third quarter ended December 31, 2018. The gross NPAs stood at Rs 9.03 lakh crore as of December 2018, of which Rs 7.75 lakh crore resided in public sector banks and Rs …

Signs of a turnaround: on RBI's Financial Stability Report
6 years, 3 months ago

Signs of a turnaround: on RBI's Financial Stability Report

The Hindu  

The fog of bad loans shrouding the banking sector appears to be lifting after a long period of sustained stress. The Reserve Bank of India’s Financial Stability Report reveals the first half-yearly decline in the ratio of gross non-performing assets to advances since September 2015. The ratio across all scheduled commercial banks has eased to 10.8% as of end-September 2018, …

Asset quality of banks shows improvement; GNPAs decline to 10.8%, net NPAs 5.3% in September: RBI
6 years, 3 months ago

Asset quality of banks shows improvement; GNPAs decline to 10.8%, net NPAs 5.3% in September: RBI

Firstpost  

GNPAs of state-run lenders improved to 14.8 percent in September 2018 from 15.2 percent in March 2018, the report said. Mumbai: The asset quality of banks showed improvement with gross non-performing assets’ ratio declining to 10.8 percent in September 2018 from 11.5 percent in March 2018, a Reserve Bank of India report said on Monday. Under the baseline scenario, the …

RBI says banks under PCA report slower NPA growth in FY18
6 years, 3 months ago

RBI says banks under PCA report slower NPA growth in FY18

Live Mint  

Mumbai: The 11 public sector banks that are under the prompt corrective action framework have shown lower growth in gross non-performing assets as against non-PCA banks, the Reserve Bank said in a report Friday. The PCA banks have also increased recoveries, while containing the growth in advances and deposits, reducing riskiness of assets and focusing on better rated assets. “The …

RBI annual report 2017-18: Central bank says lenders will witness further deterioration in NPAs in FY19
6 years, 7 months ago

RBI annual report 2017-18: Central bank says lenders will witness further deterioration in NPAs in FY19

Firstpost  

The combined impact of the increase in provisioning against NPAs and mark-to-market treasury losses on account of the hardening of yields eroded the profitability of banks, resulting in net losses, RBI report said New Delhi: Reserve Bank of India said on Wednesday that banks will witness further deterioration in their non-performing assets or bad loans due to the “economic situation …

Bank NPAs to touch 12.2% by March 2019: Why RBI’s latest Financial Stability Report is a must-read for LIC
6 years, 9 months ago

Bank NPAs to touch 12.2% by March 2019: Why RBI’s latest Financial Stability Report is a must-read for LIC

Firstpost  

For Indian banking sector, the pain from non-performing assets is far from over. The latest Financial Stability Report from the RBI, released yesterday, gives a baseline scenario of bank’s gross NPAs rising to 12.2 percent by March 2019 from 11.6 percent in March 2018. Even the Rs 2.11 lakh crore capital infusion plan announced by the government for state-run banks …

Bad loan situation likely to worsen further, says RBI
6 years, 9 months ago

Bad loan situation likely to worsen further, says RBI

Hindustan Times  

Painting a gloomy picture of the banking sector, the RBI on Tuesday said Gross NPA ratio of banks is likely to rise from 11.6% in March 2018 to 12.2% by the end of the current fiscal. “Macro-stress tests indicate that under the baseline scenario of current macroeconomic outlook, SCBs’ GNPA ratio may rise from 11.6% in March 2018 to 12.2% …

RBI warns of more NPA pain, sees bad loans topping 10 per cent by March
7 years, 9 months ago

RBI warns of more NPA pain, sees bad loans topping 10 per cent by March

Deccan Chronicle  

Mumbai: The Reserve Bank today warned that asset quality of banks continued to remain weak with gross non-performing loans rising to 9.6 per cent in the year to March 2017 and may rise to 10.2 per cent by next March. The net non-performing advances ratio marginally increased to 5.5 per cent in March 2017 from 5.4 per cent in September …

SBI's Bhattacharya says not to write off Rs 7,000 cr loans, will go after wilful defaulters
8 years, 4 months ago

SBI's Bhattacharya says not to write off Rs 7,000 cr loans, will go after wilful defaulters

Firstpost  

SBI chairman, Arundharti Bhattacharya said it only an accounting entry, and will not write off the loans of the top defaulters A willful defaulter, to put it in simple terms, is someone who does not pay back loans to banks even if he has the capacity to do so. As long as follow up process is robust - which it …

Financial stability report in 5 points: NPAs seen worsening, India Inc in better shape
8 years, 9 months ago

Financial stability report in 5 points: NPAs seen worsening, India Inc in better shape

Firstpost  

The report noted Indian companies’ leverage situation has improved in 2015-16 and the overall risks in the corporate sector have also moderated The Reserve Bank of India on Tuesday released its the Financial Stability Report. The report said macro stress tests suggest that under the baseline scenario, the GNPA ratio of banks may rise to 8.5 per cent by March …

Banks' gross NPAs may worsen to 9.3% by March: RBI's Financial Stability Report
8 years, 9 months ago

Banks' gross NPAs may worsen to 9.3% by March: RBI's Financial Stability Report

Firstpost  

Foreseeing worsening situation of bad loans in the country, Reserve Bank today said the gross non- performing assets of the banks can rise to as high as 9.3 per cent in 2016-17 after hitting 7.6 per cent in March 2016. “Gross NPAs of banks’ sharply increased to 7.6 per cent of gross advances from 5.1 per cent between September 2015 …

Financial Stability report: Corporate bad loan problem can be tackled by faster economic revival
9 years, 3 months ago

Financial Stability report: Corporate bad loan problem can be tackled by faster economic revival

Firstpost  

Concerns over rising bad loans clearly dominated the Financial Stability Report of the Reserve Bank of India, released on Wednesday evening. There has been a significant increase in the Gross Non-Performing Assets ratios of large borrowers among state-run banks from 6.1 percent in March 2015 to 8.1 percent in September 2015, leading to an overall increase of bad loans in …

Weak balance sheets, bad loans increase risks for banks: RBI
9 years, 3 months ago

Weak balance sheets, bad loans increase risks for banks: RBI

The Hindu  

The Reserve Bank of India expressed concern over high corporate leverage as bad loans from the country’s top corporations increased sharply between March and September, 2015. A significant increase in the gross non-performing asset ratios of large borrowers among public sector banks, from 6.1 per cent in March 2015 to 8.1 per cent in September 2015, has led to an …

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