Housing update: Buying a home in the current market needs patience and preparation
3 years, 2 months ago

Housing update: Buying a home in the current market needs patience and preparation

Dutch News  

A round-up of the latest housing tips, brought to you by Expat Mortgages. Buying a home in the current climate is both stressful and time consuming but that does not mean you won’t succeed, says Henk Jansen, of Expat Mortgages, who has been advising international workers on mortgages for 14 years. Everything that does come onto the market now is sold very quickly and above the market price.’ Here are Henk’s tips: Be patient Be prepared to visit dozens of properties and make 5, 7 or 8 offers before you actually manage to buy a new home. Employ a buying agent You might think you can find and bid on a property yourself through Funda.nl and other websites, but a buying agent will give you the edge in the current market. A desirable property that comes on the market will have 15, 20 viewings organised before you know it and you may be told that you can join a waiting list if you don’t react immediately.

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History of this topic

Dutch home sales prices show largest jump in two years, Up 12% to €462,000
1 day, 18 hours ago

Dutch home sales prices show largest jump in two years, Up 12% to €462,000

NL Times  

The average price of existing homes in the Netherlands surged to 461,931 euros in November 2024, reflecting an 11.9 percent increase compared to the same month in 2023, according to the Central Bureau of Statistics and the Land Registry Office. The average price of existing homes in November was 8.4 percent higher than the previous peak observed in July 2022, …

Dutch home prices will climb 7.5% to average €520,000 next year: DNB
1 week, 4 days ago

Dutch home prices will climb 7.5% to average €520,000 next year: DNB

NL Times  

Dutch home prices will continue to rise next year and the year after. On average, around 520,000 euros will be needed for a new home next year, De Nederlandsche Bank predicted. In addition, a well-functioning rental market is needed that could “function as a valve for the housing market.” DNB did note that first-time buyers are unlikely to see their …

New Dutch mortgages hit record-high €506,000 average in November
3 weeks, 1 day ago

New Dutch mortgages hit record-high €506,000 average in November

NL Times  

The average mortgage value for buying a home in November was almost 506,000 euros - the highest level ever, the mortgage data network HDN reported on Monday. HDN called it striking that, while the prices for existing owner-occupied homes are skyrocketing, prices for newly built homes are remaining quite stable. In November 2020, 15 percent of mortgage applications for newly …

House prices rise again, transactions up 15% on last year
Trending News
1 month ago

House prices rise again, transactions up 15% on last year

Dutch News  

Dutch house prices were up 11.5% in October when compared to October 2023, and that is the biggest increase in two years, national statistics agency CBS said on Friday. House prices have been rising steadily since July 2023 after previously peaking in June 2022. Earlier this week the Kadaster land registry office said small landlords are selling more of their …

Dutch home prices jumped 11.5% in October; New record
1 month ago

Dutch home prices jumped 11.5% in October; New record

NL Times  

The prices of existing owner-occupied homes in the Netherlands rose sharply again last month. CBS chief economist Peter Hein van Mulligen said last month that the housing market is continuing to overheat. According to the statistics agency, a new home can lead to two or three other homes coming onto the market. ABN Amro economists said in October that some …

€3 million home market is buoyant but renters have less choice
Trending News
1 month ago

€3 million home market is buoyant but renters have less choice

Dutch News  

In total 30 homes costing more than €3 million were bought in Amsterdam over the past year, according to research by real estate advisor CBRE. Amsterdam, the agency said, is developing into a “luxury hot spot” within the Netherlands, given that 80% of the top of the market deals are taking place in the Dutch capital. The low prices for …

To Buy or Not to Buy? Floople Experts Review Real Estate Trends in the Netherlands in 2024
1 month ago

To Buy or Not to Buy? Floople Experts Review Real Estate Trends in the Netherlands in 2024

NL Times  

The Dutch economy and real estate market in the last year are marked by significant trends and shifting dynamics. From this vision, Floople was born—an innovative real estate aggregator designed to streamline the property search experience and provide transparent, user-friendly solutions tailored to everyone’s unique needs. Positive and Negative Trends in the Dutch Real Estate Market The Dutch housing market …

People are borrowing more to buy a house as prices rise
1 month, 1 week ago

People are borrowing more to buy a house as prices rise

Dutch News  

Rising house prices and a drop in mortgage interest rates have boosted the average new mortgage in the Netherlands to €346,572, according to mortgage advisory group De Hypotheker. Since then interest rates have gone down slightly and the amount people can borrow, based on the value of the property, has risen. Last week, family spending institute Nibud said with wages …

Buying a Home in the Netherlands: A Comprehensive Guide for Expats
1 month, 3 weeks ago

Buying a Home in the Netherlands: A Comprehensive Guide for Expats

Dutch News  

Buying a home in the Netherlands can be complex, but ABN AMRO has compiled a list of the most common questions people ask and answers them to help make the process easier. The video also covers the need to hire a real estate agent and how much the market value of the property affects your borrowing capacity.

More million euro homes – based on more million euro debts
6 months, 3 weeks ago

More million euro homes – based on more million euro debts

Dutch News  

The number of Dutch homes worth €1 million has grown from just 14,000 to almost 200,000 in the past 10 years, according to property expert Calcasa. In its annual report, published on Thursday, Calcasa found that by the end of last year 197,000 homes in the Netherlands were valued at more than €1 million, accounting for 4% of the housing …

More million euro homes – based on more million euro debts
6 months, 3 weeks ago

More million euro homes – based on more million euro debts

Dutch News  

The number of Dutch homes worth €1 million has grown from just 14,000 to almost 200,000 in the past 10 years, according to property expert Calcasa. In its annual report, published on Thursday, Calcasa found that by the end of last year 197,000 homes in the Netherlands were valued at more than €1 million, accounting for 4% of the housing …

House prices continue to rise, are up 4% on a year ago
9 months ago

House prices continue to rise, are up 4% on a year ago

Dutch News  

House prices in the Netherlands were up 4.3% in February when compared with the previous year and are now heading back to their record level in July 2022, national statistics office CBS said on Friday. Real estate agents also report that overbidding is once again the norm, particularly on houses that do not require major renovations. The land registry office …

Homeseekers desperate for increasingly rare homes under €200,000
9 months, 1 week ago

Homeseekers desperate for increasingly rare homes under €200,000

NL Times  

The Dutch housing market has a big problem - supply does not meet demand. Home seekers showed the most interest in homes under 200,000 euros last year. “With this data, you can see in black and white that there are unequal relationships between housing needs and the available supply throughout the Netherlands,” Funda director Joost Dop told AD. On average, …

Dutch housing market definitely recovering: mortgage advisor
1 year, 1 month ago

Dutch housing market definitely recovering: mortgage advisor

NL Times  

The housing market is definitely recovering, De Hypoheekshop reported based on data from parent company Ingage Franchise for October. In September, the mortgage advisor also saw that the housing market had picked up again and that home prices had risen despite rising mortgage interest rates. Higher interest rates have caused the prices in the housing market to fall slightly since …

Home seekers, sellers expect more overbidding on Dutch housing market: Funda
1 year, 2 months ago

Home seekers, sellers expect more overbidding on Dutch housing market: Funda

NL Times  

Both potential buyers and sellers in the Dutch housing market expect overbidding to increase in the coming period, reported Funda, the Netherlands’ main site for people looking to buy or sell a home. 60 percent of Funda’s respondents said that the current housing supply is very limited - a perception that may increase overbidding as home seekers become desperate to …

Dutch housing update: your options in the current market
1 year, 2 months ago

Dutch housing update: your options in the current market

Dutch News  

What is the latest on house prices? There are a few more homes coming on the market but it is still not what we hoped it would be, says Henk Jansen, founder of mortgage advisory group Expat Mortgages. “People are now overbidding again because there is high demand and low supply, although it is nothing like the situation last year,” …

Dutch housing update: your options in the current market
1 year, 2 months ago

Dutch housing update: your options in the current market

Dutch News  

What is the latest on house prices? There are a few more homes coming on the market but it is still not what we hoped it would be, says Henk Jansen, founder of mortgage advisory group Expat Mortgages. “People are now overbidding again because there is high demand and low supply, although it is nothing like the situation last year,” …

Dutch house prices stabilise after months of decline
1 year, 4 months ago

Dutch house prices stabilise after months of decline

Dutch News  

House prices in the Netherlands now appear to have stabilised, with prices rising a marginal 0.5% in July compared with June, national statistics office CBS said on Tuesday. The year-on-year drop has now been 5.5% for the past three months, indicating that the decline in prices which started last August has now come to an end. House prices had risen …

Dutch house prices stabilise after months of decline
1 year, 4 months ago

Dutch house prices stabilise after months of decline

Dutch News  

House prices in the Netherlands now appear to have stabilised, with prices rising a marginal 0.5% in July compared with June, national statistics office CBS said on Tuesday. The year-on-year drop has now been 5.5% for the past three months, indicating that the decline in prices which started last August has now come to an end. House prices had risen …

House buyers are borrowing more, as market settles: Hypotheker
1 year, 4 months ago

House buyers are borrowing more, as market settles: Hypotheker

Dutch News  

The average mortgage taken out by clients of the Hypotheker advisory group was up 4% in July when compared to last year which is another indication that the market may be turning, the company said on Friday. The company also reported a 12% increase in mortgage requests in the first quarter compared with the last three months of 2022 and …

Rise of first-time buyers drives down house prices in biggest cities
1 year, 7 months ago

Rise of first-time buyers drives down house prices in biggest cities

Dutch News  

House prices are falling faster in the four largest cities than the rest of the Netherlands as first-time buyers become the dominant players in the market, according to land registry figures. The Dutch land registry Kadaster said 58% of homes in the cities are now sold to first-time buyers, compared to 50% a year ago. The national mortgage guarantee service …

More signs that Dutch housing market is recovering: Mortgage adviser
1 year, 8 months ago

More signs that Dutch housing market is recovering: Mortgage adviser

NL Times  

The Dutch housing market is showing more signs of recovering, De Hypotheker reported. The number of mortgage applications to purchase a home increased by 10 percent in the first quarter of 2023 compared to the previous quarter, Het Financieele Dagblad reports. The sharp decrease is mainly due to a huge fall in the number of mortgage applications for refinancing, -92 …

Single-income first-time buyers can afford only 3.4% of Netherlands homes
1 year, 10 months ago

Single-income first-time buyers can afford only 3.4% of Netherlands homes

NL Times  

Despite falling home prices, first-time buyers still have little chance in the Dutch housing market. An average single-income first-time buyer can only afford 3.4 percent of owner-occupied homes in the Netherlands, according to figures from appraisal company Calcasa. They have risen much faster than incomes in the past five years and also much faster than interest rates fell in the …

Dutch housing update: house prices, transparency and borrowing
1 year, 10 months ago

Dutch housing update: house prices, transparency and borrowing

Dutch News  

2023 has started up with a flurry of housing news, including a further drop in house prices and predictions of more to come. House prices are continuing to fall House prices fallen for five months in a row as rising interest rates reduce borrowing, according to the Dutch national statistics office CBS. ‘There has been a lot of negative news …

Housing construction at highest level in decade; Still 26% below gov't target
1 year, 10 months ago

Housing construction at highest level in decade; Still 26% below gov't target

NL Times  

Last year, the number of new homes completed was the highest in ten years. But it was still well below the Cabinet’s target of 100,000 new homes per year. In total, over 74,000 new homes were created in the Netherlands last year, an increase of 0.9 percent. The Economic Institute for Construction reported last week that it expects fewer homes …

Dutch housing prices will fall 10 percent over two years, says ABN Amro
1 year, 10 months ago

Dutch housing prices will fall 10 percent over two years, says ABN Amro

NL Times  

Home prices in the Netherlands will fall 10 percent in the coming two years, 6 percent in 2023, and 4 percent in 2024, ABN Amro expects. This is because mortgage interest rates have risen sharply while disposable income is under pressure from inflation,” ABN Amro economist Philip Bokeloh said. The higher mortgage interest rates mean people can borrow less on …

Housing prices to fall 8% in EU with “years of declining” prices in Netherlands
1 year, 11 months ago

Housing prices to fall 8% in EU with “years of declining” prices in Netherlands

NL Times  

Home prices in the Eurozone will fall in the next two years, and the Netherlands and Germany will be hit hardest with a fall of around -8 percent by the end of 2024, according to credit insurer Allianz Trade. “After ten years, this is now coming to an end, and we are heading for years of decline.” In Sweden, home …

Sharpest monthly drop in Dutch housing prices since 2013
2 years ago

Sharpest monthly drop in Dutch housing prices since 2013

NL Times  

Average home sales prices in the Netherlands fell for the fourth month in the row, with November representing the sharpest recorded decrease since May 2013. Owner occupied homes sold in November cost nearly 1 percent less on average than in October, according to data released on Thursday by Statistics Netherlands. Overall, the Dutch Central Bank predicted that home prices will …

Dutch housing update: it's not all bad news for buyers and sellers
2 years ago

Dutch housing update: it's not all bad news for buyers and sellers

Dutch News  

A round-up of the latest housing news, brought to you by Expat Mortgages. There is some good news for buyers 2022 may have been a challenging year for buyers and sellers but there is some good news out there, says Henk Jansen, founder of mortgage specialists Expat Mortgages. ‘In the first quarter of next year we will still have fewer …

Netherlands to offer higher mortgages for energy efficient homes from 2024
2 years, 1 month ago

Netherlands to offer higher mortgages for energy efficient homes from 2024

NL Times  

From 2024, Netherlands residents may be able to get a higher mortgage for an energy-efficient home than for a home with a lower energy label. According to Minister Hugo de Jonge for Housing, people who pay less for energy because their homes are well insulated, for example, can responsibly afford a higher mortgage. Currently, mortgage lenders look at the total …

Dutch housing update: prices are down, interest is up
2 years, 2 months ago

Dutch housing update: prices are down, interest is up

Dutch News  

A round-up of the latest housing news, brought to you by Expat Mortgages. House prices and interest rates There are now real signs that the overheated Dutch housing market is cooling down, as interest rates rise and buyers are faced with less borrowing capacity. ‘After all, think of what you will end up paying in rent.’ Legal changes There was …

Dutch housing update: prices are down, interest is up
2 years, 2 months ago

Dutch housing update: prices are down, interest is up

Dutch News  

A round-up of the latest housing news, brought to you by Expat Mortgages. House prices and interest rates There are now real signs that the overheated Dutch housing market is cooling down, as interest rates rise and buyers are faced with less borrowing capacity. ‘After all, think of what you will end up paying in rent.’ Legal changes There was …

Dutch housing price increase continues to slow down; Prices up 14.5% since last July
2 years, 4 months ago

Dutch housing price increase continues to slow down; Prices up 14.5% since last July

NL Times  

The pace of the increase in Dutch housing prices is slowing down, according to figures from Statistics Netherlands. In July, the organization noticed that the price increase was considerably lower for the second month in a row, while again far fewer homes were sold. The national Land Registry recorded 16,417 residential transactions last month, almost 14 percent less than a …

Single average Dutch people have nearly no chance of buying a home: Mortgage advisor
2 years, 4 months ago

Single average Dutch people have nearly no chance of buying a home: Mortgage advisor

NL Times  

For single people with an average income, the chance of finding an affordable owner-occupied home in the Netherlands is virtually nonexistent, mortgage broker De Hypotheker concludes after research. This is mainly because these potential home buyers are able to borrow less than last year due to the increase in mortgage interest rates. "The supply of affordable housing for this group …

Netherlands home prices up 16.6%; Lowest increase in a year
2 years, 5 months ago

Netherlands home prices up 16.6%; Lowest increase in a year

NL Times  

Existing owner-occupied home prices in the Netherlands were 16.6 percent higher in June than the year before, the lowest increases since July 2021. Compared to June 2013, home prices were over 98 percent higher last month. Earlier this month, the realtors association NVM also reported that home price increases are slowing down as the supply in the housing market is …

Dutch home price increases slowing down as supply rises: realtors
2 years, 5 months ago

Dutch home price increases slowing down as supply rises: realtors

NL Times  

The number of homes for sale in the Netherlands increased sharply last quarter, and the rise in house prices is slowing down. Real estate agencies affiliated with the NVM had over 25,300 homes for sale at the end of June, 42 percent more than a year ago and over half more than the first quarter. The absolute madness seems to …

Confidence in Dutch housing market falling as interest rates rise
2 years, 5 months ago

Confidence in Dutch housing market falling as interest rates rise

NL Times  

Rising mortgage interest rates and increasing nervousness among buyers and sellers are leading to uncertain times in the Dutch housing market, Nieuwsuur reports based on figures from and conversations with various sources in the market. Consumer confidence in the housing market dropped to 87 in June, the lowest point since 2014, homeowners' association Vereniging Eigen Huis said to the program. …

Dutch home prices still climbing, but slowing down
2 years, 7 months ago

Dutch home prices still climbing, but slowing down

NL Times  

House prices in the Netherland rose sharply again in April. But the pace at which home prices are increasing is lower than at the beginning of this year, according to new figures from Statistics Netherlands. "The lowest mortgage interest rates have risen about three times since the beginning of the year," said financial expert Amanda Bulthuis of comparison site Geld.nl. …

The new government has plans to get the housing market moving
2 years, 8 months ago

The new government has plans to get the housing market moving

Dutch News  

Plenty of things have been happening on the housing market since the start of the year, when the Netherlands got a new government. Investors Local councils have already been taking action to try to loosen the grip of the private sector on the housing market – for example by stopping investors buying up cheaper homes and renting them out. The …

Dutch housing prices rising twice as fast as EU average
2 years, 8 months ago

Dutch housing prices rising twice as fast as EU average

NL Times  

Home prices in the Netherlands were 18.7 percent higher in the last quarter of 2021 than a year earlier. The price increase was almost double the European Union average of 10 percent and puts the Netherlands in the top five EU countries with the fastest increasing home prices, Statistics Netherlands reported. In the fourth quarter of 2021, newly-built homes were …

A home of your own? Key tips for first time buyers in 2022
2 years, 10 months ago

A home of your own? Key tips for first time buyers in 2022

Dutch News  

Planning to buy a house in Amsterdam or anywhere else in the Netherlands for the first time in 2022? Taxes As in 2021, first time buyers under the age of 35 will not have to pay transfer tax if they are buying a house costing less than €400,000. Mortgages The new government has not yet said it has any plans …

A home of your own? Key tips for first time buyers in 2022
2 years, 10 months ago

A home of your own? Key tips for first time buyers in 2022

Dutch News  

Planning to buy a house in Amsterdam or anywhere else in the Netherlands for the first time in 2022? Taxes As in 2021, first time buyers under the age of 35 will not have to pay transfer tax if they are buying a house costing less than €400,000. Mortgages The new government has not yet said it has any plans …

Dutch housing prices increased at fourth-fastest rate in EU
2 years, 11 months ago

Dutch housing prices increased at fourth-fastest rate in EU

NL Times  

The Netherlands is in the top five EU countries where home prices increased the most. In the Netherlands, they became almost 17 percent more expensive, according to European stats agency Eurostat. The supply of owner-occupied homes in the Netherlands is dwindling rapidly, the Dutch Association of Real Estate Agents reported earlier this week. Low interest rates probably also factor in …

Home prices increased over 20 percent in November
3 years ago

Home prices increased over 20 percent in November

NL Times  

House prices in the Netherlands increased by more than a fifth last month compared to November last year. Statistics Netherlands has been keeping track of this data on house prices since 1995. The last time there was a higher price increase in a quarter than the 20.1 percent of last month was in 1977. Home prices rose sharply in the …

Housing update: Buying a home in the current market needs patience and preparation
3 years, 2 months ago

Housing update: Buying a home in the current market needs patience and preparation

Dutch News  

A round-up of the latest housing tips, brought to you by Expat Mortgages. Buying a home in the current climate is both stressful and time consuming but that does not mean you won’t succeed, says Henk Jansen, of Expat Mortgages, who has been advising international workers on mortgages for 14 years. Everything that does come onto the market now is …

Why international workers in the Netherlands want a home of their own
3 years, 2 months ago

Why international workers in the Netherlands want a home of their own

Dutch News  

Judging by several recent articles, the Dutch press seem to be surprised that international workers are actually buying property in the Netherlands. This summer the main Dutch financial newspaper ran an article highlighting the fact that expats are increasingly likely to buy a house in the Netherlands, rather pay the high rents so common in Amsterdam and the other big …

Why international workers in the Netherlands want a home of their own
3 years, 2 months ago

Why international workers in the Netherlands want a home of their own

Dutch News  

Judging by several recent articles, the Dutch press seem to be surprised that international workers are actually buying property in the Netherlands. This summer the main Dutch financial newspaper ran an article highlighting the fact that expats are increasingly likely to buy a house in the Netherlands, rather pay the high rents so common in Amsterdam and the other big …

Social housing system in a bind as home sale prices, free market rents rise high
3 years, 3 months ago

Social housing system in a bind as home sale prices, free market rents rise high

NL Times  

The Dutch housing crisis is apparent in many areas in the Netherlands, including in the social housing sector. With house prices on the rise, the number of people looking for a social housing apartment has only increased in the past years. In the region of Haaglanden alone, around 160 thousand people indicated that they are on the lookout for a …

Dutch home prices up 16 percent; Biggest increase in 21 years
3 years, 4 months ago

Dutch home prices up 16 percent; Biggest increase in 21 years

NL Times  

In July, existing owner-occupied homes in the Netherlands were 16.3 percent more expensive than the same month last year - the largest price increase since October 2000 when home prices also jumped 16.3 percent, Statistics Netherlands said on Monday. Since the post-credit crisis low point on the Dutch housing market in June 2013, home prices increased steadily to their highest …

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