Cut through the market noise: Where investors should focus in 2025
5 days, 17 hours ago

Cut through the market noise: Where investors should focus in 2025

Live Mint  

Going forward, factors like corporate earnings slowdown, sticky inflation, geopolitical tensions, higher US bond yields, strong dollar outflows due to FPI selling, and uncertainty over US tariffs can dampen market sentiment. For example, if a person has a portfolio with 10% in equities and a balance of 90% in traditional investments like fixed deposits and insurance plans, the weighted average return works out to 6.05%, assuming a return on investment in equities at 11% per annum and traditional investments at 5.5% per annum. For example, ₹15,000 invested monthly and giving 18% per annum returns will become ₹70 lakhs in 10 years versus ₹25,000 invested monthly and returning 12% will grow to ₹84 lakhs. For example, on a 20-year home loan with ₹50 lakhs outstanding, paying one extra EMI every year will lead to paying 25 less EMIs in the 20-year tenor.

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History of this topic

Mint Quick Edit | Equity bounce: The market’s path ahead is hazy
1 week, 5 days ago

Mint Quick Edit | Equity bounce: The market’s path ahead is hazy

Live Mint  

India’s equity market has got off to a promising start in 2025, with the BSE Sensex rising 2.3% in just the first two sessions of the year. Given the market’s recent weakness, optimists hope that the slide in prices over the past quarter has bottomed out. Though that’s still off its monthly mop-up peak of ₹2.1 trillion, a respectable year-end …

FPIs pump ₹1.65 lakh cr in Indian markets, equity inflows plunge 99% to ₹427 cr in 2024: What lies ahead in 2025?
Trending News
1 week, 6 days ago

FPIs pump ₹1.65 lakh cr in Indian markets, equity inflows plunge 99% to ₹427 cr in 2024: What lies ahead in 2025?

Live Mint  

India experienced a drastic drop in Foreign Portfolio Investment inflows in 2024, with net investments falling by 99 per cent compared to the previous year, according to data from the National Securities Depository Limited. The strong performance of the US economy, coupled with resilient stock markets and prolonged higher interest rates, directed substantial investment towards US bonds, money markets, and …

Indian Stock Market Faces Volatility in 2024, But Ends Strong
2 weeks ago

Indian Stock Market Faces Volatility in 2024, But Ends Strong

Deccan Chronicle  

Mumbai:It was a rollercoaster ride for the Indian equity markets in 2024 with benchmark stock indices Sensex and Nifty making decent gains in the first half but losing in the second half of the year due to geopolitical tensions, FII outflows, change in the US government, lesser than anticipated rate cuts by the US Federal Reserve. The Sensex and Nifty …

Mutual fund investment: Why smart investors would opt for SIPs in 2025?
2 weeks, 2 days ago

Mutual fund investment: Why smart investors would opt for SIPs in 2025?

Live Mint  

Mutual fund investment: As we enter 2025, the growing preference for Systematic Investment Plans in the Indian mutual fund industry continues to gain momentum. This strategy allows investors to remain focused on the long term and not influenced by short-term market dynamics," said Siddharth Maurya, Founder & Managing Director of Vibhavangal Anukulakara Private Limited As for new and small investors, …

Stock market this week: Top 5 stocks with the biggest gains and losses
2 weeks, 3 days ago

Stock market this week: Top 5 stocks with the biggest gains and losses

Live Mint  

Top News The mutual fund industry witnessed a remarkable surge in Systematic Investment Plan contributions, reaching an all-time high of ₹25,320 crore in November. Despite market fluctuations, SIPs continue to attract investors due to their affordability, compounding benefits, and ability to mitigate risks through periodic investments. Feroze Azeez, Deputy CEO, Anand Rathi Wealth Limited, offers a positive outlook for FY …

Expert view: Tone down return expectations from Indian stock market, says Premchandani of UTI AMC
3 weeks, 1 day ago

Expert view: Tone down return expectations from Indian stock market, says Premchandani of UTI AMC

Live Mint  

Expert view: Amit Premchandani, Senior Vice President and Fund Manager – Equity at UTI AMC, believes valuation remains in above-average zone for large caps while mid and small cap are expensive. This year's key trends have been a sharp improvement in the earning profile of capital market players, driven by broader participation leading to significant volume growth for exchanges, pick …

Market outlook 2025: What key triggers and challenges will shape the Indian stock market next year?
Trending News
3 weeks, 1 day ago

Market outlook 2025: What key triggers and challenges will shape the Indian stock market next year?

Live Mint  

Market outlook 2025: The Indian stock market remains well-poised for a healthy growth in the medium to long term due to strong macroeconomic fundamentals. Key challenges for the Indian stock market in 2025 The key challenge for the Indian stock market is a slowdown in global growth and rich valuation of the Indian stock market. Despite recent correction, several pockets …

Investment strategy: How to invest in 2025 after Sensex, Nifty 50 deliver 13% returns in 2024?
1 month, 1 week ago

Investment strategy: How to invest in 2025 after Sensex, Nifty 50 deliver 13% returns in 2024?

Live Mint  

Indian Stock Market: The Indian stock market has shown remarkable resilience in 2024, with benchmark indices Sensex and Nifty delivering double-digit returns despite global economic challenges and market volatility. Market experts offer actionable insights for the year ahead, let's take a look: Investment Strategy Insights for 2025 Jigar S. Patel, Senior Manager - Technical Research at Anand Rathi Shares and …

How to build a corpus of ₹1 cr in six years with an annual income of ₹20L
1 month, 2 weeks ago

How to build a corpus of ₹1 cr in six years with an annual income of ₹20L

Live Mint  

My husband and I earn ₹20 lakh every year and invest ₹40,000 every month through a systematic investment plan, which I started two months ago. -Name withheld on request Your plan to step up the SIP every year to build a downpayment corpus is good, as you would have been able to reach around ₹44-48 lakh with the present monthly …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
1 month, 4 weeks ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live
Trending News
2 months ago

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live

ABP News  

Amid fluctuations in the stock market, investments in Systematic Investment Plans are witnessing a rapid surge. For the first time in October, the monthly mutual fund SIP investments crossed the ₹25,000 crore mark. According to reports, the total amount of SIPs in October reached ₹25,323 crore, marking a significant milestone in the Indian mutual fund industry. SIPs allow investors to …

Mint Quick Edit | Record SIP inflows in October: Source of stability
2 months ago

Mint Quick Edit | Record SIP inflows in October: Source of stability

Live Mint  

Despite the share market selloff, retail investors seem to be in no panic. The total amount of money flowing into equity markets through SIPs hit a record ₹25,322.74 crore in October, up from ₹24,509 crore in September. The count of SIP accounts also climbed to a new peak of 101.2 million from 98.7 million, according to Amfi data released on …

How Much Wealth Can You Build With a 20-Year SIP?
2 months, 3 weeks ago

How Much Wealth Can You Build With a 20-Year SIP?

ABP News  

A comprehensive guide to saving and investing for long-term goals. The article emphasizes the importance of setting financial goals, prioritizing savings over spending, and using SIPs to achieve significant wealth over 20 years. It provides insights into choosing suitable investment options, setting up disciplined saving habits, and the benefits of starting early. The article also addresses the challenges of inflation …

How do SIPs Help in Achieving Investment Goals Without Timing the Market?
5 months ago

How do SIPs Help in Achieving Investment Goals Without Timing the Market?

Hindustan Times  

Building wealth for the future is important, but most newbie investors think they need to “time” the market and predict rises and falls. SIP: The ultimate way to achieve long-term money goals Rupee Cost Averaging Levels the Playing Field One of the biggest benefits SIPs provide investors is rupee cost averaging. Making SIPs Even Sharper Though SIPs themselves de-risk investing, …

SIP Calculator: Rs 5,000 Monthly Investment In Mutual Funds Can Make You Crorepati In 26 Years
5 months, 1 week ago

SIP Calculator: Rs 5,000 Monthly Investment In Mutual Funds Can Make You Crorepati In 26 Years

News 18  

Even as the domestic equity market is in a bull run, a large number of retail investors have been entering it directly or through mutual fund SIPs. Other popular mutual funds, like Parag Parikh Flexi Cap Fund, Nippon India Small Cap Fund, SBI Bluechip Fund, Kotak Equity Opportunities Fund and Axis Midcap Fund have also given impressive returns in the …

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains
9 months ago

How to become rich: Your ₹5000 monthly SIP can help you grow ₹5.22 crore. Mutual fund calculator explains

Live Mint  

How to become rich: To become a crorepati and attain wealth through Mutual Fund Systematic Investment Plans, one should start by setting clear financial goals and choosing SIPs aligned with your risk tolerance and investment horizon. How to become rich through Mutual Fund SIP investments Regarding the strategy to amass wealth and become rich through SIP investments, Pankaj Mathpal, MD …

Unlock the formula: Dos and don’ts for new investors in 2024
1 year ago

Unlock the formula: Dos and don’ts for new investors in 2024

Live Mint  

Investing in the ever-evolving financial landscape can be both thrilling and daunting, especially for new investors stepping into the arena in the dawn of 2024. Here are a few dos and don'ts I give my thumbs up which helps and guides new investors in making informed decisions and navigating the complexities of the investment landscape. Start with a plan: Develop …

₹250 monthly SIPs? What SEBI chairperson said about mutual funds
1 year, 1 month ago

₹250 monthly SIPs? What SEBI chairperson said about mutual funds

Hindustan Times  

Seeing the rising investments in systematic investment plans, Securities and Exchange Board of India chairperson Madhabi Puri Buch talked about how the regulator is working with mutual funds to bring down the minimum costs of SIPs. SEBI chairperson Madhabi Puri Buch talked about making ₹ 250 SIPs viable soon; SIPs in mutual funds are showing tremendous growth in the last …

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?
2 years ago

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?

Live Mint  

Mutual funds, one of the best and most used forms of long-term investment, have consistently proven superior performance in terms of returns. However, to build wealth over a long period of 20 or more years, conservative investors should consider investing in Equity large-cap Fund or Equity index funds. “For an individual with a conservative risk profile who plans to accumulate …

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals
2 years ago

SIP Investments: 6 common mistakes you must avoid to achieve desired financial goals

Live Mint  

How many times have you been told about the power of compounding that translates even the smallest systematic investment plans into an enviable corpus that can last a lifetime? One may attribute this behaviour to ignorance regarding how SIP investments work and the lack of understanding of how small investments, if unbridled over a prolonged period, can help people achieve …

Want to build corpus of Rs 1 crore at retirement? Learn how to plan it
2 years, 2 months ago

Want to build corpus of Rs 1 crore at retirement? Learn how to plan it

Firstpost  

It will be easier for you to accumulate a sizable corpus the earlier you begin saving money for retirement. You can gradually switch your fund allocation from equity to debt mutual funds as you get older to meet changes in your risk appetite. Therefore, if people in this age bracket are willing to accept an average return of 10 percent …

Investing | Why young India needs to dial down
2 years, 4 months ago

Investing | Why young India needs to dial down

The Hindu  

When the great stock market bust of 2022 occurred a few months ago, Reddit was swamped with requests for help. His original investment of ₹16,000 — which he made after taking the advice of “long-form finance influencers”, who’d spoken about crypto as a way to diversify one’s portfolio — is now less than ₹8,000. “We find that a lot of …

A financial planner can guide you through market volatility
3 years, 4 months ago

A financial planner can guide you through market volatility

Live Mint  

I am 36 years old and am a moderate risk taker. Also, should I directly invest in an SIP or go through a financial planner for investment? So, at times when the market valuation turns expensive, they will reduce the equity exposure, and vice-versa will also hold true. You can also consider Sukanya Samriddhi Yojana, which is available for girl …

Plan your spending, savings, investments with goals in mind
3 years, 6 months ago

Plan your spending, savings, investments with goals in mind

Live Mint  

I’m in a government job with a monthly salary of ₹72,000 and hopefully, from July, it will increase to ₹84,000 per month. I started investing in January 2018 and my investments are as follows: I have invested ₹2,000 per month each in these SIPs. HDFC Taxsaver Reg-G In March 2019, I added SIPs of ₹2,000 per month each in more …

SIP inflows hit 11-month low in May amid market volatility
4 years, 7 months ago

SIP inflows hit 11-month low in May amid market volatility

Live Mint  

Investment in mutual funds through Systematic Investment Plans hit a 11-month low of ₹8,123 crore in May amid market volatility and uncertain economic environment due to the coronavirus pandemic. The mutual fund industry raised ₹8,123 crore though the SIP route last month, lower than ₹8,376 crore mopped up in April, according to the latest data from the Association of Mutual …

Increase your SIPs as income grows
4 years, 11 months ago

Increase your SIPs as income grows

Live Mint  

I am 30 years old, married and expecting a child. I invest ₹4,000 each in Mirae Asset Emerging Blue Chip, SBI Bluechip and ABSL Focused Equity; ₹2,000 each in Frontline Equity, ABSL Tax Relief 96 and HDFC Hybrid Equity; and ₹1,000 each in DSP Tax Saver and Axis LT Equity. My goals are buying a car in five years, buying …

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