Decoding a decade and more: Here are the insights from your portfolio

New Delhi: Conservative, moderate or aggressive: What type of portfolio do you have? Balanced advantage funds and multi-asset allocation funds in India are two primary categories in the MF space that dynamically change asset allocation based on market conditions. As per Sebi’s categorization rules, multi-asset allocation funds are required to invest in a minimum of three asset classes with at least 10% allocation to each. An important point to consider before investing in multi-asset allocation funds is that “unless investment in a multi-asset allocation fund is a dominant part of your portfolio, it only solves the asset allocation aspect for a small portion of the overall corpus," adds Dhawan. View Full Image Mint Mint take Before investing in a multi-asset allocation fund, investors have to, apart from understanding the suitability of the product, decide whether they are willing to invest a large sum of the portfolio in a single category of a mutual fund as against individually buying into each asset class.