What purpose would increasing transaction limits on UPI serve?

The story so far: The Reserve Bank of India on Monday, permitted banks and other relevant stakeholders to increase the upper limit on UPI transactions based on “evolving user needs”. For perspective on UPI in capital markets, markets regulator Securities and Exchange Board of India observed in a consultation paper that individual transactions below ₹1 lakh account for 92.9% of the total transactions. Reeju Datta, co-founder of payments facilitating app Cashfree Payments told The Hindu that the measure would “dramatically” push up the amount of money processed via UPI. Mr. Datta further pointed to the higher ceiling being of help to drive up credit on UPI which also involves higher value transactions.