Jivhala scheme offers loan to Yerwada jail inmates in Maharashtra
The HinduThere wasn’t a day that passed by when Usha Kokade did not worry about her teenage daughter’s safety, when she would go out to use the public toilet in Pune’s Dhule basti. Jivhala, is a credit scheme that offers a loan of ₹50,000 to a felon at Yerwada Central jail in Pune after being sentenced to life imprisonment. Sanjay, Usha’s husband applied for the loan offered by the Maharashtra State Cooperative Bank with 7% interest rate and 1% of the interest earned by the bank will be contributed to the Prisoner Welfare Fund. Maharashtra Prison Department spokesperson, Shahu Darade explaining the benefits of the loan said, “Most of the convicts who are serving life imprisonment are the sole bread earners of the family, when such prisoners have to stay in prison for a long time, their entire family faces a lot of problems such as depression, sense of guilt, loss of sensitivity and the feeling that the person who went to prison has failed in family duty. In such a situation, the inmate can apply for this loan to support his family from jail.” The scheme that started on Maharashtra day, May 1 has benefited 18 prisoners who sought for a loan for children’s education, to pay health related bills and lawyers’ fees.
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