Not a prescription for the poor
7 years, 1 month ago

Not a prescription for the poor

The Hindu  

February 17, 2018 12:02 am | Updated 12:54 am IST The National Health Protection Scheme is being hailed as the biggest takeaway for the aam aadmi in this year’s Budget. The only real way to judge the potential of the NHPS is to review the empirical evidence pertaining to some of the existing publicly-funded health insurance schemes, particularly the Rashtriya Swasthya Bima Yojana. In the 71st round of the National Sample Survey, 11.1% of the population was covered by the RSBY and State health insurance schemes in 2014 but according to the Insurance Regulatory and Development Authority, the population coverage of these schemes was 16.4%. According to the NSS data for 2014, among the poorest quintile, 12.7% of households received RSBY coverage, which accounted for 25.9% of all the RSBY enrolled households. First, international experience in publicly funded health insurance in unregulated private health-care markets suggests that in countries where the benefit package was expanded by raising only the insurance limit, private hospital care providers responded by substantially increasing the price of services.

Health Insurance Coverage Private Insurance Coverage Nss Poor Households Rsby Nhps  eligible  coverage  schemes  health  package  prescription  nhps  private  insurance  rsby  poor  households

History of this topic

The Missing Link in India’s Journey Towards Universal Health Coverage
2 years, 3 months ago

The Missing Link in India’s Journey Towards Universal Health Coverage

News 18  

Out-of-pocket-expenditure remains a challenging part of India’s health system story. Further, according to NITI Aayog’s report ‘Health Insurance for India’s ‘Missing Middle’, the ‘missing middle’ constitutes at least 30% of the population which may not get covered under any government subsidised health insurance schemes like PM-JAY, social health insurance schemes like the Employee State Insurance Scheme or private voluntary health …

More a private sector primer than health-care pathway
3 years, 4 months ago

More a private sector primer than health-care pathway

The Hindu  

The central government’s flagship health insurance scheme, the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana, aims to extend hospitalisation cover of up to ₹5 lakh per family per annum to a poor and vulnerable population of nearly 50 crore people. Apart from AB-PMJAY and State-level government health insurance schemes, small segments of the Indian population are covered under social health insurance …

What ails government health insurance schemes
6 years, 6 months ago

What ails government health insurance schemes

Live Mint  

New Delhi: The Ayushman Bharat-Pradhan Mantri Jan Aarogya Yojana launched in Ranchi on Sunday may well turn out to be India’s grandest experiment in state-funded health insurance, but it is certainly not the first of its kind. Over the past few years, several government- The analysis, based on data from the last National Sample Survey Office health survey conducted in …

‘Govt is committed to take public expenditure on healthcare up to 2.5% of GDP’
6 years, 9 months ago

‘Govt is committed to take public expenditure on healthcare up to 2.5% of GDP’

Live Mint  

New Delhi: The Union cabinet in March approved the centrally Preeti Sudan, secretary, ministry of health and family welfare, spoke in an interview about the scheme, implementation procedures and its long-term implications on healthcare in India. Previously, health insurance schemes such as Rashtriya Swasthya Bima Yojana and similar state health insurance schemes have not been quite successful in India. A …

National Health Protection Scheme will not help its intended beneficiaries
7 years, 1 month ago

National Health Protection Scheme will not help its intended beneficiaries

Live Mint  

It has been a fortnight since the Union finance minister announced the government’s vision of Ayushman Bharat, or the National Health Protection Scheme, assuring 100 million families of coverage of up to Rs5 lakh for secondary and tertiary care. It is a theoretical exercise to predict their likely reaction to the NHPS, based on the established correlation between economic capacity, …

Implementation may be the biggest challenge for Modicare
7 years, 1 month ago

Implementation may be the biggest challenge for Modicare

Live Mint  

Bengaluru: The proposed national health insurance scheme will have to surmount many challenges and funding might not be the biggest of them. The National Health Protection Scheme is intended to offer 100 million poor families an annual cover of Rs5 lakh each, but details on its implementation are unclear. “The hospital may charge money from the patient as well as …

The hurdles ahead for universal health coverage
7 years, 1 month ago

The hurdles ahead for universal health coverage

Live Mint  

Going by recent evidence, attempts by the government to pass on some costs of the proposed National Health Protection Scheme—which aims to provide 100 million poor households with an annual health cover of Rs5 lakh each—to insurance companies or states may not go down well with either. The health portfolio of insurers comprises three categories: government- In 2016-17, of the …

Budget 2018: Rs5 lakh Modicare for the poor
7 years, 1 month ago

Budget 2018: Rs5 lakh Modicare for the poor

Live Mint  

The budget 2018 focussed on senior citizens and people from the lower-income group. The new health insurance scheme offers a sum insured of Rs5 lakh and will work like a floater policy much like the RSBY. However, implementation of this scheme and tacking fraud could prove to be a challenge,” said said K. G. Krishnamoorthy Rao, managing director and chief …

Health insurance a shot in the arm for rural poor
9 years ago

Health insurance a shot in the arm for rural poor

The Hindu  

The rural poor will benefit health-wise beyond just shoving out chulas. Union Finance Minister Arun Jaitley on Monday also announced that another 3,000 Jan Aushadi shops would be set up to make available quality medicines at affordable rates. While the State already has an improved health insurance scheme in place, the generic medicines could make a large difference, price wise. …

Poor risk cover under govt. health scheme
9 years, 5 months ago

Poor risk cover under govt. health scheme

The Hindu  

An evaluation of the Rashtriya Swasthya Bima Yojana has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India. In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures, hospitalisation expenditure and the percentage of total household outgo on out-of-pocket expenses — medicines and other consumables that are not …

Plans to cover NRGEA beneficiaries under health insurance
15 years, 6 months ago

Plans to cover NRGEA beneficiaries under health insurance

The Hindu  

Union Minister for Labour and Employment Mallikarjun Kharge has said the Centre had a proposal to include the beneficiaries of the National Rural Employment Guarantee Act under Rashtriya Swasthya Bima Yojana, the health insurance scheme for the unorganised sector workers. Chairing the first meeting of the National Social Security Board constituted under the Unorganised Workers’ Social Security Act, 2008, here …

Insurance sector
16 years, 1 month ago

Insurance sector

The Hindu  

ODDLY enough, the United Progressive Alliance government wants to sail on the troubled waters of neoliberal reforms when the winds are blowing in the opposite direction. It is also a fact that the U.S. has used its veto power many times to stop the U.N. from drafting any resolution that would incriminate Israels war crimes and terror. IF the Israeli …

Discover Related