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What is a loan guarantor and how does it affect your credit score?
4 days, 6 hours ago

What is a loan guarantor and how does it affect your credit score?

Live Mint  

While applying for a personal loan, an individual has to fulfil various eligibility criteria. A guarantor increases the chances of personal loan approval provided they have a good credit score, income to repay the loan, etc. Credit score gets hit in the event of default If the borrower delays or defaults on loan repayment, the bank will ask you as …

Personal Credit Bank Eligibility Pay Loan Credit Score
NCLT Allows Personal Guarantor to Classify Account as NPA During Moratorium Period
1 month, 3 weeks ago

NCLT Allows Personal Guarantor to Classify Account as NPA During Moratorium Period

Live Law  

The NCLT has admitted a Section 95 application filed by the applicant bank to initiate CIRP against the Personal Guarantor of M/s CMYK Printech Limited. The tribunal found that the liability of the Personal Guarantor is co-existing with that of the Principal Borrower and that it falls under the ambit of Section 128 of the Indian Contract Act, 1872. The …

Law Finance Corporate NPA New Delhi
Freetrade rolls out share lending feature: What is it and how does it work?
3 months, 3 weeks ago

Freetrade rolls out share lending feature: What is it and how does it work?

Daily Mail  

Freetrade will allow its customers to loan out their in-demand shares to borrowers in exchange for a small fee, This Is Money can reveal. Stock lending: Freetrade customers can lend in-demand shares and earn a fee How does share lending work? Freetrade says that no changes will be made to how customers can manage their portfolio and customers can still …

Income Customers Lending Borrower Sell Shares Freetrade Share Lending
Approval Of Resolution Does Not Absolve Guarantor; NCLT Mumbai Reiterates
1 year, 7 months ago

Approval Of Resolution Does Not Absolve Guarantor; NCLT Mumbai Reiterates

Live Law  

The National Company Law Tribunal, Mumbai Bench, comprising Shri Kuldip Kumar Kareer and Smt. Anuradha Sanjay Bhatia, while adjudicating an application under Section 7 of Insolvency and Bankruptcy Code, 2016 in Anchor Leasing Private Limited vs Sejal Realty and Infrastructure Limited has reiterated that the liability of the guarantor does not ipso facto come to an end merely with the …

Corporate Financial Resolution Corporate Debtor Loan Tribunal Plan
How does loan against property helps a borrower?
2 years ago

How does loan against property helps a borrower?

Live Mint  

There are two types of loans, firstly secured and secondly unsecured. Loan against property falls under the secured loan category where a borrower offers his or her commercial or residential property as collateral to borrow a certain amount from a lender either by banks or other financial services providers. Longer repayment tenure: In comparison to a personal loan, LAP usually …

Business Property Borrower End Use Loan Lap Secured Loan
[S.14 SARFAESI Act] Jurisdiction Of DM Purely Ministerial In Nature; Not Empowered To Hear Borrower/ Third Parties: Bombay High Court
2 years, 3 months ago

[S.14 SARFAESI Act] Jurisdiction Of DM Purely Ministerial In Nature; Not Empowered To Hear Borrower/ Third Parties: Bombay High Court

Live Law  

Observing that the jurisdiction of the District Magistrate is limited only to assisting secured creditors in taking possession of secured assets under the SARFAESI Act, the Bombay High Court held that the DM isn't empowered to hear the borrower or third parties while deciding application filed by secured creditor. "The jurisdiction of the CMM/DM under Section 14 of the SARFAESI …

High Court Application Act Possession Third Parties Petitioner Borrower
"IBC Does Not Protect The Interest Or Claim Of A Partner Against Another Partner Or The Firm": NCLT Mumbai
2 years, 5 months ago

"IBC Does Not Protect The Interest Or Claim Of A Partner Against Another Partner Or The Firm": NCLT Mumbai

Live Law  

The National Company Law Tribunal, Mumbai Bench, comprising of Justice P. N. Deshmukh and Shri Kapal Kumar Vohra, while adjudicating a petition filed in Parul A Vora v Kavya Buildcon Pvt. Ltd., has held that the Insolvency and Bankruptcy Code, 2016 does not protect the interest or claim of a Partner against another Partner or the Partnership Firm. The Petitioner …

Respondent Firm Bench Partner Petitioner Ibc Vora
How Education Secretary Betsy DeVos Will Be Remembered
4 years, 1 month ago

How Education Secretary Betsy DeVos Will Be Remembered

NPR  

How Education Secretary Betsy DeVos Will Be Remembered Enlarge this image LA Johnson/NPR/Chip Somodevilla/Getty Images LA Johnson/NPR/Chip Somodevilla/Getty Images What to make of the tenure of U.S. Education Secretary Betsy DeVos depends, like beauty itself, on the eye of the beholder. When asked to name DeVos' lasting achievements, Morabito tops the list with Education Freedom Scholarships, calling the proposed voucher …

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