Articles for Debt Mutual Funds

Where should a 66-year-old invest with a five-year horizon?
1 week, 6 days ago

Where should a 66-year-old invest with a five-year horizon?

Live Mint  

My 66-year-old aunt, who is still working at a private school, received ₹18 lakh last year from the sale of our ancestral property. Interest rate benefit: As the underlying asset is bond investments, debt mutual funds will also generate capital gains given interest rate reversal and sold at the right time. Conservative hybrid mutual funds Investment in this category of …

Safety Equity Investment Investments Debt Income Senior Citizens
Should you look at conservative hybrid funds amid the market rally?
3 weeks, 5 days ago

Should you look at conservative hybrid funds amid the market rally?

Live Mint  

MUMBAI : After correcting nearly 11% from their all-time highs, Indian indices are again witnessing a rally, making investors reassess the best course of action. The higher equity allocation in aggressive MAAFs results in greater net exposure and higher risk, while conservative MAAFs focus more on stability with significant investments in debt and gold. Debt mutual funds remain low-risk investments …

Market Tax Equity Debt Risk Funds Exposure
Debt Mutual Funds See Investment Worth Rs 1.57 Lakh Crore In Oct, See What Happened
1 month ago

Debt Mutual Funds See Investment Worth Rs 1.57 Lakh Crore In Oct, See What Happened

ABP News  

Debt-oriented mutual funds saw a robust recovery in October as inflows touched Rs 1.57 lakh crore. The positive inflow enhanced the asset base of debt mutual funds by 11 per cent to touch Rs 16.64 lakh crore in October end, in comparison to Rs 14.97 lakh crore clocked during the same period a year earlier. The data from the Association …

Mutual Funds Crore Lakh Inflow Debt Mutual Funds Debt Mutual Funds Liquid
Enhancing Investor Returns: A Proposal to Revise Capital Gains Tax for Debt Mutual Funds
6 months, 1 week ago

Enhancing Investor Returns: A Proposal to Revise Capital Gains Tax for Debt Mutual Funds

Deccan Chronicle  

In recent years, the realm of investment has witnessed a surge in the popularity of debt mutual funds as a lucrative avenue for generating steady returns while managing risk. However, amidst the evolving landscape of taxation policies, there arises a pressing need to reevaluate the existing capital gains tax regime governing debt mutual funds. To address this, a proposed revision …

Tax Debt Capital Investors Funds Mutual Proposed
Mutual funds: 5 money market schemes delivered over 7.5% return to investors in the past one year
7 months, 1 week ago

Mutual funds: 5 money market schemes delivered over 7.5% return to investors in the past one year

Live Mint  

Money market funds are schemes which invest in money market instruments having maturity up to one year. Money market funds These are mutual fund schemes which invest in money market instruments with maturity of up to one year. These include the following: Money market schemes 1-year-returns AUM Aditya Birla Sun Life Money Manager Fund 7.57 23,789 ICICI Prudential Money Market …

Market Money Mutual Funds Fund Adfree Funds Mutual
How RWAs and housing societies invest
8 months ago

How RWAs and housing societies invest

Live Mint  

Ever wondered why salaried people look forward to the first of every month. I went through the Co-operative Societies Act of Maharashtra and found that housing societies can very well invest in government securities, mutual funds and debentures, among others," says Puneet Agarwal, a chartered accountant and an active volunteer at Arum Allamanda CHS in Mumbai. The Maharashtra Co-operative Societies …

Society Investment Mutual Funds Committee Residents Invest Members
Debt Mutual Funds Taxation Rules Amended: How Will It Affect Your Investments?
1 year, 8 months ago

Debt Mutual Funds Taxation Rules Amended: How Will It Affect Your Investments?

Live Mint  

When passing the Budget Bill, 2023 in Lok Sabha earlier this week, the central government made amendments to the taxation of debt mutual funds. According to the amendments made in Budget 2023, investments made on or after April 1, 2023, will not be eligible for the indexation benefit for calculating long-term capital gains on debt mutual funds. Due to the …

Tax Income Mutual Funds Rate 2023 Slab Taxed
Finance Bill 2023 was approved with amendments. Here are the highlights
1 year, 8 months ago

Finance Bill 2023 was approved with amendments. Here are the highlights

The Hindu  

The Finance Bill 2023 was been passed in Lok Sabha without a discussion and the House was adjourned to meet again on March 27. The Reserve Bank of India is being requested to look into this with a view to bring credit card payments for foreign tours within the ambit of LRS and tax collection at source thereon.” Withholding tax …

Finance Tax Budget Income Ministry Funds Finance Bill
Government scraps long-term tax benefit for debt mutual funds investing less than 35% assets in equity
1 year, 8 months ago

Government scraps long-term tax benefit for debt mutual funds investing less than 35% assets in equity

The Hindu  

The government has scrapped the long-term capital gains treatment for income from debt mutual funds and other schemes that invest upto 35% in equity shares of domestic companies. “An arbitrage is being created right now where interest income from debt mutual funds is not distributed and converted into long term capital gains of 20%. “The amendment will treat gains from …

Tax Equity Term Funds Debt Mutual Funds Debt Mutual
Finance Bill proposes removal of tax advantage for debt mutual funds
1 year, 8 months ago

Finance Bill proposes removal of tax advantage for debt mutual funds

Live Mint  

Debt mutual funds, which so far enjoyed taxation benefit as long-term capital gains were taxed at 20% with indexation benefit, stand to lose this advantage from 1 April 2023. One such amendment is investments in mutual funds with up to 35% equity exposure to domestic companies, essentially debt funds, are liable to be taxed as per the investors’ income tax …

Tax Debt Mutual Funds Fund Funds Mutual 1 April
India Likely to Propose Removing Long-Term Capital Gains for Debt Mutual Funds: Report
1 year, 8 months ago

India Likely to Propose Removing Long-Term Capital Gains for Debt Mutual Funds: Report

News 18  

India may propose that investments in debt mutual funds be taxed as short-term capital gains, according to a source with knowledge of the matter, a move that could strip investors of the long-term tax benefits that made such investments popular. Currently, investors in debt funds pay income tax on capital gains according to the income tax slab for a holding …

Tax Debt Mutual Funds Capital Gains Funds Mutual Propose
Fixed deposit vs debt mutual funds: Which one is better in rising interest rate
1 year, 11 months ago

Fixed deposit vs debt mutual funds: Which one is better in rising interest rate

Live Mint  

Fixed deposit vs debt mutual funds: Amid rising interst rate regime, a good number of Indian banks are offering fixed deposit interest rates to the tune fo 7 per cent or more. Highlighting the income tax benefit available in debt mutual funds, Amit Gupta, MD at SAG Infotech said, "Interest through FDs is taxable according to your tax bracket. On …

Tax Debt Interest Rates Interest Fixed Deposits Term Funds
How debt mutual funds are more tax efficient than bank fixed deposits (FDs)?
1 year, 11 months ago

How debt mutual funds are more tax efficient than bank fixed deposits (FDs)?

Live Mint  

For conservative investors, fixed deposits and debt mutual funds are among the most prominent debt investments. Based on an interview with CA Manish P Hingar, Founder at Fintoo, the spokesperson said “Both Bank Fixed Deposits and Debt mutual funds are suitable for investors with low to moderate risk profiles but a wise choice has to be made between the two …

Taxation Tax Bank Capital Fixed Deposits Deposits Gains
Target maturity funds vs Tax free bonds: Where should you bet?
2 years ago

Target maturity funds vs Tax free bonds: Where should you bet?

Live Mint  

Tax-free bonds are bonds with tenors of 10 to 20 years that are issued by various PSU organisations and have interest that is not subject to taxation. Pros and cons of investing in Target Maturity funds and Tax free bonds Target Maturity funds Pros - Portfolio of bonds reduces credit risk and concentration - Bonds are typically held to maturity …

Tax Interest Rates Interest Investors Funds Invest Free
Bank FD Vs Debt MF: Here's Where You Should Invest To Save More Tax
2 years, 1 month ago

Bank FD Vs Debt MF: Here's Where You Should Invest To Save More Tax

News 18  

Though investment instruments carry with them financial risks, there are options available in the market for risk-averse investors. Debt mutual funds include credit risk, interest rate risk, inflation risk, and reinvestment risk; while FD risks include liquidity risk, default risk, and inflation risk. According to a livemint report, debt funds have generally shown to have delivered better-annualised returns than FDs, …

Tax Bank Debt Mutual Funds Funds Invest Mutual
NHAI’s new NCDs offers nearly 8% returns; Should you invest? MintGenie asks 2 financial advisors
2 years, 1 month ago

NHAI’s new NCDs offers nearly 8% returns; Should you invest? MintGenie asks 2 financial advisors

Live Mint  

The NHAI has launched its new NCDs issue to raise up to Rs 1500 crores. Suresh Goyal, MD & CEO of National Highways Infra Investment Managers said, “The NCD has three different tenures, with three different face values as well as maturity and redemption period with maximum redemption period being 25 years. Goyal said, “The institutional investors including both foreign …

Tax Investment Debt Interest Redemption Investors Invest
How rising bank FD rates a challenge for stock market, mutual fund investors?
2 years, 2 months ago

How rising bank FD rates a challenge for stock market, mutual fund investors?

Live Mint  

Portfolio management: Amid hawkish Reserve Bank of India on interest rate hike, various Indian banks have announced fixed deposit interest rate hike in last few months. But, from portfolio diversification perspective, it would definitely bring some challenge for the equity investors as debt mutual funds are expected to regain its shine during high bank interest rate regime. According to experts, …

India Bank Debt Interest Rates Interest Mutual Funds Investors
Debt Funds Saw Big Inflows in August, But Should You Invest in Them Heavily?
2 years, 3 months ago

Debt Funds Saw Big Inflows in August, But Should You Invest in Them Heavily?

News 18  

Debt mutual funds in India saw healthy fund inflows last month, according to the data released by the Association of Mutual Funds of India. This also marks a serious turnaround from the Rs 70,213 crore worth of outflows that debt mutual funds witnessed in the second quarter of 2022. “In fact, we have ‘Moderate return expectations in debt funds’ Viral …

India Debt Month Crore Funds Invest Rate
What should be your strategy for crypto, stocks, and gold?
2 years, 6 months ago

What should be your strategy for crypto, stocks, and gold?

Live Mint  

The competition between the asset classes in the market is ongoing. Let’s look at some of the popular investing options - crypto, stocks, and gold: Crypto Cryptocurrency has emerged as a distinct asset class in the last ten years. In addition, the transactional cost in the stock market is much lower than in other asset classes. According to the current …

India Market Gold Stock Investors Classes Debt Mutual Funds
What should be your strategy for crypto, stocks, and gold?
2 years, 6 months ago

What should be your strategy for crypto, stocks, and gold?

Live Mint  

The competition between the asset classes in the market is ongoing. Let’s look at some of the popular investing options - crypto, stocks, and gold: Crypto Cryptocurrency has emerged as a distinct asset class in the last ten years. In addition, the transactional cost in the stock market is much lower than in other asset classes. According to the current …

India Market Investment Crypto Gold Stock Investors
5 things you should know before investing in debt funds
2 years, 6 months ago

5 things you should know before investing in debt funds

Live Mint  

In May 2022, mutual funds that invest in debt securities had a net outflow of Rs 32,722 crore. The debt fund returns are not safe It is seen that most individuals start investing in debt funds believing that debt funds are entirely risk-free. As debt funds invest in different debt securities such as bonds, changes in the underlying bond price …

Investing Debt Risk Mutual Funds Investors Invest Mutual
How to make money without investing in stocks?
3 years ago

How to make money without investing in stocks?

Live Mint  

Most of the financial experts around us often suggest investing in stock markets to earn income on investment. Let us take a look at some of the alternatives to market investments: Debt Mutual Funds A debt mutual fund also known as a fixed-income fund invests major portions of your money into fixed-income assets such as government bonds and bonds. Benefits …

Investing Tax Money Investment Commercial Debt Income
Raging retail inflation puts savings plans in disarray
4 years, 1 month ago

Raging retail inflation puts savings plans in disarray

Live Mint  

The unprecedented nature of the covid-19 crisis and economic uncertainty have prompted Indian households to save more during the pandemic, but the raging retail inflationary trends could derail their long-term financial plans. Household financial savings rose from 7.9% of the gross domestic product in Q1FY20 to 21.4% in the three months ended June, while deposits with banks picked up 11% …

Inflation Retail Inflation Debt Mutual Funds
Debt Mutual Funds See Rs 1.1 Lakh Crore Inflow in June Quarter on Investment in Liquid Schemes
4 years, 4 months ago

Debt Mutual Funds See Rs 1.1 Lakh Crore Inflow in June Quarter on Investment in Liquid Schemes

News 18  

Driven by investments in liquid schemes as also banking and PSU funds, debt mutual funds saw an inflow of Rs 1.1 lakh crore in three months ended June 2020 after witnessing massive redemptions in the preceding quarter. As per the data, inflows into debt mutual funds were at Rs 1.1 lakh crore in the three months ended June, compared to …

Debt Mutual Funds Crore Funds Mutual Lakh Inflow