Articles for Higher Returns

Your Questions Answered: I want to invest in small-cap mutual funds. Please elaborate on pros and cons
2 weeks ago

Your Questions Answered: I want to invest in small-cap mutual funds. Please elaborate on pros and cons

Live Mint  

Q. I am a lecturer working at a government college in Bhagalpur, Bihar. Key differences between large-cap and small-cap mutual funds Market capitalisation Large-cap : As per SEBI regulations large-cap mutual funds need to invest at least 80% of their corpus in large-cap stocks. Risk and volatility Large-cap : In comparison to mid-cap and small-cap mutual funds, large-cap mutual funds …

Growth Stocks Market Investment Companies Mutual Funds Investors
Are instant-redemption liquid funds better than savings accounts or sweep-in FDs?
2 weeks, 4 days ago

Are instant-redemption liquid funds better than savings accounts or sweep-in FDs?

Live Mint  

Markets regulator Sebi issued a circular on instant redemption in liquid funds in 2017, allowing investors to withdraw up to ₹50,000 or 90% of the money parked in a liquid fund per day, whichever is lower. Liquid mutual funds with instant redemption may seem like a good alternative to traditional savings accounts and sweep-in fixed deposits as they offer higher …

Savings Redemption Offer Accounts Liquid Returns Higher Returns
'If investors wait for a correction of 5-10%, they'll be waiting for long time'
3 months ago

'If investors wait for a correction of 5-10%, they'll be waiting for long time'

Live Mint  

A major market correction is unlikely unless an unforeseen global event occurs beyond anyone’s control, according to Anuj Kapoor, MD & CEO of Private Wealth and Alternatives at JM Financial. Many large investors are currently hesitant to invest in India due to high valuations and are waiting for a substantial correction, beyond just 5-10%, before committing. Arbitrage funds continue to …

India Market Companies Interest Investors Long Funds
Your Question Answered: I want to invest in Nifty Midcap 150 Index. Please elaborate its pros and cons
3 months, 3 weeks ago

Your Question Answered: I want to invest in Nifty Midcap 150 Index. Please elaborate its pros and cons

Live Mint  

I am a young professional working in the accounts team of an MNC. Nifty Midcap 150 Index The Nifty Midcap 150 Index, a barometer of India's mid-sized companies' market performance, is a pivotal index for investors looking to tap into the growth potential of midcap stocks. Investment and opportunities Investing in the Nifty Midcap 150 Index tracking mutual funds can …

India Stocks Indian Mutual Funds Market Capitalization Nifty Index Mutual Funds
SIP vs Traditional Savings: Why Millennials Should Choose SIPs
4 months ago

SIP vs Traditional Savings: Why Millennials Should Choose SIPs

Hindustan Times  

As millennials take on new responsibilities and financial commitments, the choice between SIPs and traditional savings becomes more significant. Higher Growth Potential Equity Mutual Funds, which predominantly invest in equities and equity-related investments in the stock market, offer higher growth potential compared to traditional investment options. Conclusion To sum up, a mutual fund SIP is a compelling alternative to traditional …

Savings Traditional Options Mutual Funds Investors Mutual Returns
Rushing to invest in PPF before April 5? Here's why it may not be a good idea
8 months, 2 weeks ago

Rushing to invest in PPF before April 5? Here's why it may not be a good idea

Live Mint  

Investing in PPF is a good starting point for your investments, but hastily allocating all your savings to it each year or prioritising it over other potentially better investment options could be detrimental in the long run. Compared to the debt-focused PPF, ELSS funds invest in the market, thereby helping to generate wealth from market growth and align with your …

Market Financial Inflation Investment Investments Market Growth Debt Instruments
Should I use surplus to close education loan?
1 year, 2 months ago

Should I use surplus to close education loan?

Live Mint  

I have an education loan of ₹24 lakh, obtained at an interest rate of 9.5% per annum. Is it financially-wise to pay minimum equated monthly instalments and invest elsewhere to generate higher returns or close the loan account as soon as possible? I also claim income tax exemption on the interest part of the education loan and will continue to …

Loan Risk High Return Higher Returns Education Loan
Britain’s largest pension scheme to invest billions in private companies in boost for savers
1 year, 4 months ago

Britain’s largest pension scheme to invest billions in private companies in boost for savers

The Telegraph  

Britain’s largest pension scheme will start investing billions of pounds in private companies in a boost to Jeremy Hunt’s plans to deliver higher returns for savers. Writing in The Telegraph, Mark Fawcett, Nest’s chief investment officer, said the move will offer most of its 12 million members the chance to enjoy “significantly higher” returns, with the risk spread over several …

Pension Private Companies Invest Nest Higher Returns
What are Treasury Bills? Should you invest in them?
1 year, 4 months ago

What are Treasury Bills? Should you invest in them?

Live Mint  

Not all investors may be inclined to invest their money in fixed deposits to grow their wealth in the short run. Yield : Treasury bills offer relatively attractive yields, especially for short-term investment strategies. Individuals who should consider investing in Treasury bills are: Those seeking a safe and liquid investment : T-bills are ideal for individuals looking for a secure …

India Investment Treasury Liquidity Investors High Invest
How to maximize returns from fixed deposit (FD) laddering strategy after repo rate pause?
1 year, 8 months ago

How to maximize returns from fixed deposit (FD) laddering strategy after repo rate pause?

Live Mint  

Fixed deposits are among the most popular investments under the debt category for conservative investors who don't want to take risks and in return seek to generate fixed income from short term to long term. Akshar Shah, founder, Fixed FD laddering is a strategy where an investor spreads their investment across multiple FDs with different tenures and interest rates, creating …

India Interest Rates Interest Fixed Deposits Strategy Rate Rbi
Old pension scheme vs new pension scheme: A comprehensive comparison
1 year, 9 months ago

Old pension scheme vs new pension scheme: A comprehensive comparison

Live Mint  

The pension system is an integral part of the economic and social security system of a country. In India, the pension system has gone through several changes over the years, from the Old Pension Scheme to the New Pension Scheme. The old pension scheme and the new pension scheme are both retirement savings plans, but they differ in terms of …

Retirement Pension Employees Government Employees Old Scheme Returns
Let workers migrate out of the poorly performing EPFO to the NPS
2 years, 9 months ago

Let workers migrate out of the poorly performing EPFO to the NPS

Live Mint  

The Employees' Provident Fund Organisation must manage workers’ savings more efficiently to help them build a respectable retirement nest. The 8.1% rate of return that the Central Board of Trustees of the EPFO has recommended for 2021-22—although better than the interest rate on bank deposits and small savings schemes —is not just lower than the 8.5% return in the previous …

Fund Crore Rate Epfo Return Nps Higher Returns