Insurers Are Deserting Homeowners as Climate Shocks Worsen Without insurance, it’s impossible to get a mortgage; without a mortgage, most Americans can’t buy a home. Alaska Fla. Hawaii NONRENEWAL RATES, 2023 1 in 200 1 in 100 1 in 50 1 in 25 State rate shown Wash. Maine N.D. Mont. Nev. Utah Colo. Calif. Kan. Okla. Ariz. N.M. Texas Alaska …
