News Muncher - category utilisation

5 days, 19 hours ago

Kerala High Court Asks Centre If It Can 'Free Up' State Of ₹180 Crore Arrears To Enable Utilisation Of SDRF Funds For Wayanad Rehabilitation

Live Law

The Kerala High Court today asked the Central government to consider relaxing SDRF/ NDRF norms so that State government is 'freed up' of ₹180 crore outstanding debt and can put the same for use in Wayanad rehabilitation works.The observation was made by division bench of Justice A.K.Jayasankaran Nambiar and Justice Easwaran S, considering the pressing need for assistance in. The …

Justice Court Kerala High Court Wayanad State Crore Sdrf

1 week ago

India needs Rs 16,000 cr capex to meet public EV charging demand by 2030: Report

Deccan Chronicle

New Delhi: India needs capital expenditure to the tune of Rs 16,000 crore to meet the country's growing public charging demand for electric vehicles and achieve the mission of over 30 per cent electrification by 2030, according to a report released on Monday. The FICCI report on "Electric Vehicle Public Charging Infrastructure: 2030 Roadmap" reveals that the current financial viability …

India Report Public Charging Public Charging Stations Public Charging Infrastructure Cent Utilisation

1 week, 3 days ago

Personal Loan: How does credit utilisation ratio influence loan eligibility?

Live Mint

A personal loan comes in handy when you need urgent funds as it does not require any collateral and can be utilised for multiple purposes. One such factor that has an indirect impact on your personal loan eligibility is the credit utilisation ratio. A credit utilisation ratio reflects the portion of credit you utilise from the available credit limit. Hence, …

Personal Credit Eligibility Loan Personal Loan Card Score

1 week, 4 days ago

State Ought To Furnish SDRF 'Utilisation Certificate' Before Seeking Additional Funds From Centre: Kerala HC In Wayanad Landslide Case

Live Law

The Kerala High Court today told the State government that it must inform the Central government of the expenses incurred from the State's Disaster Response Fund for seeking additional funds for immediate assistance in connection with the deadly Wayanad landslides. The Court stated that the State Government, which needs assistance, is bound to answer the queries and satisfy the Central …

Expenses Court Wayanad Central Certificate Sdrf Commitments

1 week, 6 days ago

Credit Card: How closing an account can impact your credit score

Live Mint

Although it may seem like the easiest step towards being financially free, closing a credit card can have a major impact on your credit score. Your credit score might decline when you close an older credit card because it could reduce the average age of your credit history. Too many cards to handle: If you have several and can't control …

Age Interest Rates Credit Score Card Score Your Credit Score Close

2 weeks, 3 days ago

Financial crunch hits implementation of Plan fund projects in Ernakulam

The Hindu

The government’s financial crunch and reluctance of contractors to take up various engineering works fearing delay in the release of payment have affected the implementation of projects using Plan funds in the current fiscal. Local bodies in the district registered only a total of about 21.7% progress in the implementation of projects utilising the Plan fund, according to official estimates. …

Financial Crunch Ernakulam Implementation District Plan Fund Projects Crunch Hits

2 weeks, 3 days ago

Credit Cards: How do they affect your credit score and loan eligibility?

Live Mint

Credit cards are a great way to save smartly on your transactions and earn exclusive rewards and discounts on your favourite brands. Credit cards may affect your credit history and also impact your credit score as well as your future loans. Aim to utilise only 30-40% of your credit limit to maintain a low credit utilisation ratio, which is vital …

History Credit Card Loan Credit Score Credit Cards Card Cards

2 weeks, 3 days ago

[Wayanad Landslides] Kerala High Court Tells State To Furnish Details Regarding Availability & Utilisation Of Funds In SDRF

Live Law

The Kerala High Court has orally directed the State Government to furnish clear details regarding the availability and utilization of funds in the State's Disaster Response Fund. The State Government informed the Court that they are unable to use approximately 153 crores allocated by the Central government for immediate assistance, unless it is demonstrated that 50 percent of the funds …

Kerala Court State Central Funds Sdrf

2 weeks, 5 days ago

Understanding CIBIL: What is it and how it works?

India Today

A CIBIL score is a 3-digit number that summarises your credit history, rating, and report, ranging from 300 to 900. Your credit score is based on this data, and the company creates a Credit Information Report that includes details like your loan repayment history, credit card payments, and ongoing debts. UNDERSTANDING YOUR CIBIL SCORE AND ITS IMPACT ON LOAN APPROVAL …

India Financial Information Credit Loan Payment Report

2 weeks, 6 days ago

What is a credit card limit and why is it crucial for your finances?

Live Mint

Credit limits in credit cards greatly impact your money decision making. If you've never used a credit card before, you're likely to have a small limit initially, which you can increase by using it responsibly. Benefits of higher credit limit Better credit utilisation ratio: A bigger limit results in better credit scores because it decreases your utilisation percentage. In conclusion, …

Credit Credit Cards Card Score Cards Higher Your Credit Score

3 weeks ago

Want better credit score? Here are 7 key tips to help you get there

Live Mint

To be considered eligible for any financial need like home loans and credit cards, one has to have an elevated credit score. A better loan offer and financial option lies ahead with a better score, which means lesser risk, as lenders use your credit score to determine your ability to repay a loan. You could damage your credit score if …

Credit Loan Credit Score Score Your Credit Score Your Credit Report Your Score

3 weeks, 1 day ago

Should you discontinue your credit card if you are not using it anymore?

Live Mint

Have you just stopped using a credit card? Closing a credit card that you are not currently using is a decision that calls for consideration of several benefits and drawbacks. But before you take a decision, be mindful of these factors: 1 Keeping the card open helps maintain a lower utilisation ratio, which positively impacts your credit score. If the …

Credit Card Closing

3 weeks, 2 days ago

Credit card: Should you ever use the entire credit limit? How does it impact your credit score?

Live Mint

If you use a credit card, you should remember that spending more than the ideal credit limit is not recommended. The ideal credit utilisation ratio is 30 percent. If your credit limit is ₹7 lakh, then as per the ideal credit utilisation ratio, you should not spend more than ₹2.10 lakh. A low credit utilisation ratio is typically considered good …

Credit Card Your Credit Score Limit Ratio Credit Limit 30 Percent

3 weeks, 2 days ago

Personal loans: How opting for multiple funding options can be a rational move?

Live Mint

If you are suddenly short of funds, you should remember that you can always raise a personal loan to meet your demands. Instead of personal loan, you can also raise funds through an array of sources such as credit card and instant loan. Second, you can use multiple channels such as credit card, instant loan and personal loan. There could …

Personal Credit Personal Loans Credit Card Options Loan Personal Loan

4 weeks ago

How to maintain a high credit score: 7 tips for financial stability

Live Mint

Your credit score determines a lot, from low interest on loans to premium credit cards. Conversely, a low credit score may lead to paying a higher rate of interest, getting a small amount to borrow, or even denial of loans. Since secured loans pose less risk to lenders, they are actually indicative of financial responsibility, and any diversification, therefore, preserves …

Loans Credit Score Score Your Credit Score Limit Credit Utilisation Your Score

4 weeks ago

Want a good credit score? Here are 8 key factors you must know

Live Mint

Credit score is an important financial metric that represents your credit worthiness. Understanding credit score Credit score is a numerical value representing one’s ability to manage loans or borrowed funds alongside interest. Payment history: The ability to repay the loans and credit card payments on time, is one of the biggest factors determining credit score. If any information such as …

History Loan Credit Score Credit Cards Credit Report Score Cards

4 weeks ago

Did you know you can raise a personal loan to maintain a high credit score?

Live Mint

If you are in urgent need of money and your credit card's limit is close to running out, you may consider raising a personal loan instead. Instead of exhausting the entire limit of this card and avoiding applying for another credit card at the eleventh hour, you can instead raise a personal loan. For instance, when your card limit is …

Personal Loan Personal Loan Credit Score Card Score Cent

4 weeks ago

Why isn’t your credit score improving despite clearing dues on time?

Live Mint

A frequent credit card user must know that a good credit score is a key factor in determining your creditworthiness. However, paying your credit card dues on time does not guarantee a good credit score. A low credit utilisation score indicates poor credit usage habits and a high credit utilisation score signals high debt, which may reduce the chances of …

Credit Credit Score Report Card Score Good Your Credit Score

1 month, 1 week ago

Credit Cards: Don’t make these 7 credit mistakes—Protect your financial future

Live Mint

Your credit score is an important indicator of your creditworthiness, ability to repay loans, and overall financial health. Similarly, if you don’t pay the credit card outstanding on time, the high finance charges and interest rates on credit cards can derail your financial planning journey. Apart from helping you build or boost your credit score, credit cards can give you …

Bank Pay Loan Interest Credit Cards Emi Your Credit Score

1 month, 2 weeks ago

Sanju Samson: Trying to make maximum utilisation of my current form

The Hindu

In his last six competitive games, Sanju Samson has scored three hundreds, including one in the Duleep Trophy, and the inform India wicketkeeper batter is looking to make hay while the sun shines. Samson’s 107 off 50 balls against South Africa, his second T20I hundred in as many matches after his 111 against Bangladesh last month, has helped him to …

Ind Samson

1 month, 2 weeks ago

Trying To Make Maximum Utilisation Of My Current Form: Sanju Samson

ABP News

In his last six competitive games, Sanju Samson has scored three hundreds, including one in the Duleep Trophy, and the inform India wicketkeeper batter is looking to make hay while the sun shines. Samson's 107 off 50 balls against South Africa, his second T20I hundred in as many matches after his 111 against Bangladesh last month, has helped him to …

South Africa Samson

1 month, 2 weeks ago

Ready to make full utilisation of my form: Sanju Samson after Durban 100

India Today

After India’s commanding 61-run win over South Africa in the first T20I in Durban on November 8, wicketkeeper-batter Sanju Samson emphasized his commitment to making the most of his current red-hot form. Samson, who became the first Indian batter to score back-to-back T20I hundreds, achieved a record-breaking 107 off 50 balls in Durban, following his 111-run knock against Bangladesh in …

India T20I Ind Durban Form Sanju Samson

1 month, 3 weeks ago

The Kardashev Scale: A Framework for Understanding Technological Advancement

India Today

Elon Musk's fascination with the Kardashev scale highlights the potential for technological advancement and resource utilization across different civilisations. The scale provides a framework for understanding the relative technological prowess of different entities, including planets, stars, and galaxies. While the scale has faced some criticism for its simplicity, it remains a valuable tool for exploring the possibilities of future technological …

Science Law Technology Energy

3 months, 2 weeks ago

Make use of ₹1,345.15 crore SDRF for relief works: Kishan Reddy

The Hindu

The Congress government has been advised to make use of the ₹1,345.15 crore available with the State Disaster Response Fund for providing relief and rehabilitation measures in the rains and flood-hit regions of the State by Telangana BJP president and Union Minister for Coal and Mines G. Kishan Reddy on Tuesday. The Minister claimed that there were ‘complaints’ about relief …

Telangana State Reddy

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Articles for Utilisation

Kerala High Court Asks Centre If It Can 'Free Up' State Of ₹180 Crore Arrears To Enable Utilisation Of SDRF Funds For Wayanad Rehabilitation

India needs Rs 16,000 cr capex to meet public EV charging demand by 2030: Report

Personal Loan: How does credit utilisation ratio influence loan eligibility?

State Ought To Furnish SDRF 'Utilisation Certificate' Before Seeking Additional Funds From Centre: Kerala HC In Wayanad Landslide Case

Credit Card: How closing an account can impact your credit score

Financial crunch hits implementation of Plan fund projects in Ernakulam

Credit Cards: How do they affect your credit score and loan eligibility?

[Wayanad Landslides] Kerala High Court Tells State To Furnish Details Regarding Availability & Utilisation Of Funds In SDRF

Understanding CIBIL: What is it and how it works?

What is a credit card limit and why is it crucial for your finances?

Want better credit score? Here are 7 key tips to help you get there

Should you discontinue your credit card if you are not using it anymore?

Credit card: Should you ever use the entire credit limit? How does it impact your credit score?

Personal loans: How opting for multiple funding options can be a rational move?

How to maintain a high credit score: 7 tips for financial stability

Want a good credit score? Here are 8 key factors you must know

Did you know you can raise a personal loan to maintain a high credit score?

Why isn’t your credit score improving despite clearing dues on time?

Credit Cards: Don’t make these 7 credit mistakes—Protect your financial future

Sanju Samson: Trying to make maximum utilisation of my current form

Trying To Make Maximum Utilisation Of My Current Form: Sanju Samson

Ready to make full utilisation of my form: Sanju Samson after Durban 100

The Kardashev Scale: A Framework for Understanding Technological Advancement

Make use of ₹1,345.15 crore SDRF for relief works: Kishan Reddy