Articles for Your Finances

Credit Card: How closing an account can impact your credit score
1 week, 6 days ago

Credit Card: How closing an account can impact your credit score

Live Mint  

Although it may seem like the easiest step towards being financially free, closing a credit card can have a major impact on your credit score. Your credit score might decline when you close an older credit card because it could reduce the average age of your credit history. Too many cards to handle: If you have several and can't control …

Age Interest Rates Credit Score Card Score Your Credit Score Close
Managing multiple credit cards? Here are 10 essential tips you need
2 weeks ago

Managing multiple credit cards? Here are 10 essential tips you need

Live Mint  

A credit card is considered one of the most convenient financial tools for making emergency payments. It is important to strategise expenses in line with your credit limit and make bill payments on time, especially when you have multiple credit cards. Make a budget Before using multiple credit cards or planning to get many cards, it is important to make …

Benefits Expenses Credit Fees Credit Cards Card Score
Revenge investing: How to fight Trumpism with your money
1 month ago

Revenge investing: How to fight Trumpism with your money

Salon  

Trump is headed back to the White House, and more than 74 million Americans who voted for Kamala Harris are wondering how to cope. Related Turning crypto gains into justice wins Environmental, social and governance funds ESG funds are an investment strategy focused on companies' financial performance as well as those that consider environmental, social and governance issues. ESG investing …

Support Money Trump Companies Fund Funds Perez
TikTok's "no-spend" challenge is going viral. Does it work?
1 month ago

TikTok's "no-spend" challenge is going viral. Does it work?

Salon  

TikTok trends come and go, but one that’s rapidly gaining traction is the no-spend challenge. Kendall Meade, certified financial planner at SoFi, believes the no-spend challenge could be a solid budgeting method for some people, especially if they’re saving for a short-term goal. Lawrence Sprung, certified financial planner, author of Financial Planning Made Personal and founder of Mitlin Financial, also …

Financial Work Tiktok Challenge Your Finances Zero Spending
Saving smiles: The power of Financial Literacy
1 month, 1 week ago

Saving smiles: The power of Financial Literacy

The Hindu  

Financial literacy is all about knowing how to use money wisely. For instance, if you see a toy that you like, but you know you want to save for a special event, you might decide to wait and save instead of spending your money right away. By developing good saving habits now, you’ll be prepared for bigger financial responsibilities as …

India Financial Savings Financial Literacy Money Bank Digital
Saying "I don't?" How unmarried partners can protect their finances
1 month, 1 week ago

Saying "I don't?" How unmarried partners can protect their finances

Salon  

Some people are saying “I don’t.” They don’t want the government involved in their relationship, or they believe the institution of marriage is archaic. We need your help to stay independent Subscribe today to support Salon's progressive journalism “In order to prevent this, an unmarried couple needs to sign Power of Attorney documents, a Patient Advocate, and a will, at …

Legal Property Power Partners Attorney Need Partner
Starting your first post-graduation job? Here’s how to organize your finances
5 months, 3 weeks ago

Starting your first post-graduation job? Here’s how to organize your finances

LA Times  

As credit card delinquencies grow and interest rates remain high, it’s more important than ever for recent graduates to start their adult lives on the right financial track. With credit card delinquencies growing and interest rates still high, it’s more important than ever for recent graduates to start their adult lives on the right financial track. If you’re taking out …

Health Job Insurance Emergency Financial Credit Health Insurance
Starting your first post-graduation job? Here’s how to organize your finances
5 months, 3 weeks ago

Starting your first post-graduation job? Here’s how to organize your finances

Associated Press  

NEW YORK — With graduation season over, many college grads are embarking on summer internships or their first full-time jobs. With credit card delinquencies growing and interest rates still high, it’s more important than ever for recent graduates to start their adult lives on the right financial track. “You shouldn’t go uninsured if you are going to be working for …

Health Job Insurance Emergency Financial Credit Health Insurance
Is 'Money Dysmorphia' Wrecking Your Finances?
6 months ago

Is 'Money Dysmorphia' Wrecking Your Finances?

Huff Post  

blackCAT via Getty Images Money dysmorphia affects people across the wealth spectrum. “Money dysmorphia is when you have a warped or distorted view of your finances,” said Danielle Desir Corbett, a personal finance expert and host of “The Thought Card” podcast. “Money dysmorphia is a play on keeping up with the Joneses, except the inability to ‘keep up’ is causing …

Finance Social Media Personal Financial Kennedy Feel Feelings
Tomorrow the planets align. Here a top astrologer reveals what it means for YOU - from your finances to sex life
6 months, 2 weeks ago

Tomorrow the planets align. Here a top astrologer reveals what it means for YOU - from your finances to sex life

Daily Mail  

Astrologers and astronomers alike have seen some unusual celestial displays this year, from the pinks and purples of the Northern Lights to the solar eclipse witnessed in the U.S. And today, a rare 'parade of planets' in which six — Jupiter, Mercury, Uranus, Mars, Neptune and Saturn — will appear to line up in the sky like dominoes. Today, a …

Romance Life Sex Mars Changes Planets Sign
2022 in Review: 7 small financial steps to take for a better 2023
8 months ago

2022 in Review: 7 small financial steps to take for a better 2023

Live Mint  

As 2022 ends, you might consider organising and planning for a better 2023. Look back at your financial history If you want to be prepared for the year ahead, it's good to look back at your financial history. If you think you overspend and want to cut back on your expenses, you can inspect your spending habits by reviewing last …

Expenses Emergency Financial Savings Money Budget Help
Financial stress and ways to cope with it
8 months, 3 weeks ago

Financial stress and ways to cope with it

Live Mint  

Financial stress is so common that certified financial planner Katie Lindquist says almost every client she has tells her they are feeling it. “People who have financial plans are a lot less stressed because they know where they are and where they want to go,” says Lindquist, who is based in Madison, Wisconsin. To combat overwhelming feelings of money stress, …

Stress Financial Money Know Tessler Financial Stress Your Finances
First Eclipse of 2024: Here's how the lunar eclipse brings changes in zodiacs
9 months ago

First Eclipse of 2024: Here's how the lunar eclipse brings changes in zodiacs

Hindustan Times  

Aries The first eclipse of 2024 will likely bring big changes in how you relate to others. This first lunar eclipse of 2024 will likely shake things up in your passion projects and creative pursuits, putting your deepest desires and self-expression in the spotlight. This month's lunar eclipse shines a light on your communication skills and environment, sparking a wave …

Relationships Personal Growth Growth Mars Changes 2024 House
Spent Too Much On Your Vacation? Here's What To Do When You Get Back.
11 months, 2 weeks ago

Spent Too Much On Your Vacation? Here's What To Do When You Get Back.

Huff Post  

Hinterhaus Productions via Getty Images It's tempting to go over your budget while on vacation. “The first thing you should do when you get home from vacation is know exactly how much you spent while you were away,” said Courtney Alev, a consumer financial advocate at Credit Karma. “It’s a great way to stay motivated when saving money.” If you’re …

Vacation Credit Money Pay Goals Help Card
Overspent in December? Here’s how to battle the January blues
11 months, 3 weeks ago

Overspent in December? Here’s how to battle the January blues

LA Times  

If you went over your budget during the holidays, take steps to start paying down your debt and get your finances back on track. Track your payments carefully If you purchased holiday gifts using “buy now, pay later,” which allows shoppers to split payments into multiple installments, then it’s important to note when those bills are due, says Christine Alemany, …

Financial Budget Debt Help Paying Your Finances Croxson
6 major financial mistakes you must avoid making in the coming year 2024
1 year ago

6 major financial mistakes you must avoid making in the coming year 2024

Live Mint  

As we near the conclusion of 2023, now is an opportune moment to pause and evaluate our financial standing. Functioning as a safety net, an emergency fund furnishes you with financial resources to manage unforeseen expenses, preventing the need for accumulating debt or depleting your savings. Ignoring the need for insurance Life insurance and health insurance stand as crucial elements …

Health Retirement Insurance Planning Emergency Financial Tax
8 ways to plan your finances for a secure and prosperous New Year
1 year ago

8 ways to plan your finances for a secure and prosperous New Year

Live Mint  

As we approach the upcoming New Year, it’s an ideal moment to assess your financial situation and establish goals for the upcoming year. This checklist encompasses: Deciding your financial goals Effective financial planning is essential for successfully navigating various life stages and realizing your financial objectives. Churn your assets for effective portfolio rebalancing Establishing a desired asset allocation and effectively …

Retirement Financial Planning Planning Financial Assets Goals Retirement Planning
How to recognise a crypto scam
1 year ago

How to recognise a crypto scam

The Hindu  

Even if you do not invest in cryptocurrencies such as Bitcoin and Dogecoin, you can still be the victim of a crypto scam. Many crypto scammers target amateur traders who may not understand the technology behind blockchains, or even everyday internet users with zero crypto holdings. Remember that a crypto scam can reach you through the digital channels you use …

Crypto Scam Your Finances
Wedding season: 8 key tips for discussing finances with your partner
1 year ago

Wedding season: 8 key tips for discussing finances with your partner

Live Mint  

It’s wedding season, and aspiring couples are eagerly anticipating the most favourable dates in the upcoming days to embark on a lifelong journey together. Define the objectives for the date night—whether it’s reviewing the current budget, discussing financial goals, or making joint decisions about upcoming expenses. Conversations about your financial background and individual experiences foster mutual comprehension of each other’s …

Communication Relationship Financial Collaboration Goals Solutions Your Relationship
World Mental Health Day 2023: How can managing your finances effectively support your mental health?
1 year, 2 months ago

World Mental Health Day 2023: How can managing your finances effectively support your mental health?

Live Mint  

Your thoughts control your behaviour, which is why you must focus on how well your mind responds to fight or flight situations. As the world observes “World Mental Health Day 2023” today, it is essential to evaluate the relationship between mind and money for overall growth. Facilitates goal setting: Armed with a clear picture of your monthly income and expenses, …

Health Expenses Financial Money Income Mental Your Money
How do you select the right financial advisor? Here are 4 tips
1 year, 4 months ago

How do you select the right financial advisor? Here are 4 tips

Live Mint  

Are you finding it difficult to manage your money? Financial advisors offer more than just investment advice; they provide comprehensive assistance with various financial needs, including: Retirement planning : Evaluating your retirement needs and goals and developing a tailored plan to achieve them. Here are some common services that financial advisors may offer: Investment management : Assisting you in selecting …

Retirement Planning Financial Services Fees Retirement Planning Investment Management
Do high temperatures turn heat on your finances too?
1 year, 7 months ago

Do high temperatures turn heat on your finances too?

Live Mint  

Either it is a basket of fruits and vegetables to the basket of investments, everything can affect your finances in the heat waves of summer. Here are five ways how heat waves are affecting your personal finances- Increased energy bills: During heat waves, people tend to use more energy to cool their homes and workplaces. Higher food prices: Heat waves …

Health Expenses Reduce Waves Heat Waves Your Finances Finances
Personal Finance Gurus Share The Top Tips They Want Everyone To Know
1 year, 8 months ago

Personal Finance Gurus Share The Top Tips They Want Everyone To Know

Huff Post  

Vera Kandybovich/ EyeEm via Getty Images Learning about financial tips and tricks is an important step in financial success. “So, I think the first thing, and the biggest one I would say, is to get organized,” said Kimberly Palmer, a personal finance expert at NerdWallet. “I think having an emergency fund is just so crucial to helping you get through …

Finance Personal Personal Finance Financial Savings Money Debt
Financial calculators: From credit cards to mortgages, savings and inflation
1 year, 10 months ago

Financial calculators: From credit cards to mortgages, savings and inflation

Daily Mail  

Sometimes the best way to get to grips with your finances is to sit down at the table with a good old fashioned calculator. We also have our famous credit card repayment shocker and the inflation calculator that shows the effect of rising prices on the cost of living since the beginning of data - in 1900. Work it out: …

Pay Mortgage Credit Cards Cost Calculator Your Finances