Articles for Your Score

How to check CIBIL score using a PAN card without OTP? A Step-by-step guide
2 weeks, 3 days ago

How to check CIBIL score using a PAN card without OTP? A Step-by-step guide

Live Mint  

Knowing your CIBIL score is the first step towards understanding your financial health. Duplicate PAN card: Your CIBIL score is not affected if you apply for a duplicate PAN card when you lose the original. New PAN card: Your credit history may become more complicated if you apply for a second PAN card because your PAN is associated with every …

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Understanding CIBIL: What is it and how it works?
2 weeks, 4 days ago

Understanding CIBIL: What is it and how it works?

India Today  

A CIBIL score is a 3-digit number that summarises your credit history, rating, and report, ranging from 300 to 900. Your credit score is based on this data, and the company creates a Credit Information Report that includes details like your loan repayment history, credit card payments, and ongoing debts. UNDERSTANDING YOUR CIBIL SCORE AND ITS IMPACT ON LOAN APPROVAL …

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Facing credit issues? Here are 5 easy ways to improve your CIBIL score
Trending News
2 weeks, 4 days ago

Facing credit issues? Here are 5 easy ways to improve your CIBIL score

India Today  

Many people use credit cards for purchases and services, often attracted by convenience and benefits. Your CIBIL score is a 3-digit number ranging from 300 to 900, summarising your credit history and repayment behavior. A good score often leads to benefits like higher credit limits, faster loan approvals, and better loan terms. Here are simple tips to help you improve …

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Want better credit score? Here are 7 key tips to help you get there
3 weeks ago

Want better credit score? Here are 7 key tips to help you get there

Live Mint  

To be considered eligible for any financial need like home loans and credit cards, one has to have an elevated credit score. A better loan offer and financial option lies ahead with a better score, which means lesser risk, as lenders use your credit score to determine your ability to repay a loan. You could damage your credit score if …

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How to maintain a high credit score: 7 tips for financial stability
4 weeks ago

How to maintain a high credit score: 7 tips for financial stability

Live Mint  

Your credit score determines a lot, from low interest on loans to premium credit cards. Conversely, a low credit score may lead to paying a higher rate of interest, getting a small amount to borrow, or even denial of loans. Since secured loans pose less risk to lenders, they are actually indicative of financial responsibility, and any diversification, therefore, preserves …

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Want a good credit score? Here are 8 key factors you must know
4 weeks ago

Want a good credit score? Here are 8 key factors you must know

Live Mint  

Credit score is an important financial metric that represents your credit worthiness. Understanding credit score Credit score is a numerical value representing one’s ability to manage loans or borrowed funds alongside interest. Payment history: The ability to repay the loans and credit card payments on time, is one of the biggest factors determining credit score. If any information such as …

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Last 2 days to CAT 2024: Guide to targeted preparation strategy
1 month ago

Last 2 days to CAT 2024: Guide to targeted preparation strategy

India Today  

With the CAT exam looming just two days away it’s time to adopt a focused, intensive preparation plan. By preparing to handle unexpected twists, you’ll be ready to adapt on exam day without hesitation, reducing your chances of being caught off guard. Using mock tests and sectional tests to reinforce this accuracy-first approach will help you minimise unnecessary score deductions …

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Here's How Many Credit Cards An Expert Says You Should Have — And It's Not What You'd Expect
2 months ago

Here's How Many Credit Cards An Expert Says You Should Have — And It's Not What You'd Expect

Huff Post  

alvarez via Getty Images Having a credit card can be a total game changer. That’s what we — Raj Punjabi and Noah Michelson, hosts of HuffPost’s “Am I Doing It Wrong?” podcast — asked Brian Kelly, best known as “The Points Guy,” when he dropped by our studio to talk about how to nab the best credit card perks. “So …

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9 Little Ways You Can Improve Your Credit Score (Without Paying Off All Your Debt)
3 months ago

9 Little Ways You Can Improve Your Credit Score (Without Paying Off All Your Debt)

Huff Post  

Natalia Gdovskaia via Getty Images When it comes to your credit score, small things can add up over time. “Having a high credit utilization ratio shows that you’re close to maxing out your credit cards, and can significantly lower your credit scores,” Alev noted. “The length of your credit history plays a significant role in your score, so keeping long-standing …

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How to improve CIBIL score in the long term? Here are six strategies
8 months, 1 week ago

How to improve CIBIL score in the long term? Here are six strategies

Live Mint  

Improving your CIBIL score in the long-term calls for consistent effort and responsible financial habits. Best Personal Loan for you at lowest interest rate Instant Apply Follow these six strategies to improve your credit score in the long run. Pay bills on time: Payment history is a significant factor in your credit score. Authorised user: If someone you trust has …

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How To Improve Your Credit Score? Know Best Range & Bust All Myths Here
8 months, 2 weeks ago

How To Improve Your Credit Score? Know Best Range & Bust All Myths Here

News 18  

Improving your credit score involves building a history of responsible borrowing and managing your credit well. Improving your credit score, whether it’s measured by CIBIL or any other credit bureau like Experian or Equifax, is crucial for accessing favourable financial products and services. Keep credit card balances low: Maintaining high credit card balances relative to your credit limits can negatively …

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Want to improve your credit score? 5 key ways to give your score a leg-up
9 months, 3 weeks ago

Want to improve your credit score? 5 key ways to give your score a leg-up

Live Mint  

Remember Priyasha Saluja of Shark Tank fame who tried to impress the judges/ sharks by pointing out her high credit score? A good credit score can open several doors, even if you don’t plan to knock on the Shark Tank India’s door. “Building and improving your credit score typically takes at least six-nine months,” says Rakshit Agarwal, Co-founder, Rupicard. “A …

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7 Top Tips To Boost CIBIL Score By 100 Points And Be Credit Ready
1 year, 6 months ago

7 Top Tips To Boost CIBIL Score By 100 Points And Be Credit Ready

ABP News  

Your CIBIL score represents your financial standing and other factors related to your credit behaviour. Having your credit utilisation ratio on the lower side is a great way to maintain your good CIBIL score. Dispute Errors In The Credit Report Your CIBIL score comes with a credit report containing information about your credit behaviour. In some cases, fraudulent transactions may …

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Planning To Take A Loan? Know What is CIBIL Score; Check All Details
1 year, 10 months ago

Planning To Take A Loan? Know What is CIBIL Score; Check All Details

News 18  

Taking a loan for accomplishing an important task is considered as a well-thought decision. Budget 2023: Senior Citizens Savings Scheme; Rs 30 lakh Deposit Limit, Check Interest Rate And Other Details Your CIBIL score ranges from 300 to 900 and the higher your score, better are your chances of getting a loan approved. High credit utilisation: A high credit utilisation …

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My wallet was stolen at a bar. Then my identity theft nightmare began
2 years, 1 month ago

My wallet was stolen at a bar. Then my identity theft nightmare began

LA Times  

2019 was a pretty exciting year for me. Shima Baughman, a criminal law professor at the University of Utah’s College of Law, told me police don’t report identity theft cases to the FBI, but to the Federal Trade Commission. Another reason identity theft cases are on the rise: “It’s really difficult to get arrested for committing cyber crimes. Identity theft …

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Low credit score? Here are 6 tips to improve it immediately
2 years, 2 months ago

Low credit score? Here are 6 tips to improve it immediately

Live Mint  

As we all know there has to be a criterion which needs to be fulfilled by the applicants for loan disbursement, whether it is for the short term or the long term. The primary criteria that banks check out while granting credit or loan is your credit score and credit report, which have all the information about your credit history …

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Steps To Download CIBIL Report And 4 Tips To Improve Your Credit Score
2 years, 2 months ago

Steps To Download CIBIL Report And 4 Tips To Improve Your Credit Score

ABP News  

Your loan eligibility is greatly dependent on your CIBIL score. Steps To Download Credit Report From CIBIL Website Before you can download your credit report from the CIBIL website, you first need to create your account and generate CIBIL login credentials. Go to dashboard Click on ‘Check CIBIL Score’ Click on ‘View My Report’ Check your credit report Click on …

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How To Do A Credit Score Check And Get A Credit Report? Important Steps To Know
2 years, 4 months ago

How To Do A Credit Score Check And Get A Credit Report? Important Steps To Know

ABP News  

Carrying out a regular credit score check is integral to ensuring that you have a low-risk financial profile. Steps to generate your Credit Score and Report Note that CIBIL is one of the top credit rating agencies in India, and all financial institutions accept the credit score computed by CIBIL. On the official website of CIBIL, you can carry out …

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How To Fix Your Credit Score If It Got Dinged During The Pandemic
4 years, 2 months ago

How To Fix Your Credit Score If It Got Dinged During The Pandemic

Huff Post  

LOADING ERROR LOADING The economic pain caused by the coronavirus pandemic keeps getting worse. “In fact, several federal and state regulators have already issued guidance to lenders encouraging financial institutions to work constructively with affected consumers, small business owners and communities.” For example, your lender may work with you to increase your available credit, set up a deferred payment plan …

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