Should you invest in corporate fixed deposits for higher returns?
4 years, 4 months ago

Should you invest in corporate fixed deposits for higher returns?

Live Mint  

As bank fixed deposits rates hover around the 4-6% mark, some financial planners are recommending corporate FDs as a way to earn slightly higher returns. “We usually recommend that around half of an investor's debt portfolio should be in corporate FDs with the other half in debt funds,” said Dishad Billimoria, director, Dilzer Consultants Pvt Ltd. You can also buy secured bonds compared with corporate FDs, which are unsecured,” said Gaurav Awasthi, senior partner, IIFL Wealth Management. If someone is really interested, I only recommend AAA corporate FDs," said Anand K Rathi, founder partner and investment manager, Augment Capital Advisors.

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History of this topic

Bank FD vs Corporate FD: Which investment option offers better returns?
3 weeks, 1 day ago

Bank FD vs Corporate FD: Which investment option offers better returns?

Live Mint  

Fixed Deposits are one of the most preferred investment options in India due to their simplicity, guaranteed returns, and low risk. Key differences between bank FDs and corporate FDs Criteria Bank FD Corporate FD Issuer Banks Corporates or NBFCs Risk Level Low Moderate to high Interest Rates Relatively lower Higher Tenure Options Flexible Generally fixed Credit Rating Not applicable Determined …

Fixed Deposits for senior citizens: Check top private banks offering highest interest rates | Full list
3 weeks, 6 days ago

Fixed Deposits for senior citizens: Check top private banks offering highest interest rates | Full list

India TV News  

Fixed Deposits for senior citizens: For investors prioritising the safety of their funds, Fixed Deposits remain a preferred investment option. Private banks currently offer attractive interest rates for senior citizens, providing an extra 0.25 per cent to 0.50 per cent interest over standard rates. List of private banks offering maximum interest to senior citizens on FDs: Bank Interest rate for …

Best Bank FD Rates: Earn up to 8.25% on fixed deposits
1 month ago

Best Bank FD Rates: Earn up to 8.25% on fixed deposits

Live Mint  

Fixed deposits offer a reliable, consistent long-term return on investments. Starting November 5 onwards, the interest rates will range from 3.25 per cent to 7.75 per cent. For senior citizens, interest on their fixed deposits will be in the range of 3.75 per cent to 8.25 per cent. The bank will give the highest interest on the tenure of 18 …

Highest FD rates: Flipkart-backed super.money brings FD on UPI, will it give higher return than small finance banks?
1 month ago

Highest FD rates: Flipkart-backed super.money brings FD on UPI, will it give higher return than small finance banks?

Live Mint  

Highest FD rates: For a more accessible investment in Fixed Deposit schemes, Flipkart-backed super.money has enabled its users to invest in FD schemes via the Unified Payments Interface. The recently launched superFD product allows investors to earn up to 9.5% interest rates on FDs. About superFD on UPI Unlike other FD scheme products, users can create a fixed deposit in …

Senior citizen fixed deposits: List of banks that offer best interest rate in November 2024
1 month ago

Senior citizen fixed deposits: List of banks that offer best interest rate in November 2024

India TV News  

Fixed Deposits have always been a trusted investment option for senior citizens as these FDs offer good returns with high security. Senior Citizen FDs also offer higher interest rates and additional benefits, making them a popular choice among retirees. Senior Citizen FDs: Check details Banks and NBFCs are offering Senior Citizen Fixed Deposits exclusively for individuals aged 60 and above. …

FD interest rates: Top 7 banks offering highest returns on 3-year fixed deposits
1 month, 2 weeks ago

FD interest rates: Top 7 banks offering highest returns on 3-year fixed deposits

India TV News  

Before investing in a fixed deposit, comparing interest rates across savings accounts can help maximize returns. Private banks’ interest rates for depositors ICICI Bank offers interest rates of 7% for the general public and 7.5% for senior citizens. Kotak Mahindra Bank offers similar rates of 7% for the general public and a slightly higher rate of 7.6% for senior citizens, …

FD interest rate up to 9.5%: These banks offer over 9% interest rate on fixed deposits for senior citizens
8 months, 1 week ago

FD interest rate up to 9.5%: These banks offer over 9% interest rate on fixed deposits for senior citizens

Hindustan Times  

Planning and investing money rationally is very important, especially in old age. ACCORDING TO THE PAISABAZAAR DATA, HERE IS THE LIST OF BANKS OFFERING FD INTEREST RATES FOR SENIOR CITIZENS: Axis Bank is offering an interest of 7.85% for the tenure of 17 months to less than 18 months, 7.2% for 1st year tenure, 7.6% for 2nd year tenure and …

What are corporate FDs and how are they different from bank FDs?
1 year ago

What are corporate FDs and how are they different from bank FDs?

Live Mint  

Q. I am a 45-year-old physician working with a government hospital. Corporate FDs usually offer higher interest rates than bank FDs, as they have to compete with banks to attract deposits. Pros of investing in corporate fixed deposits The main advantage of investing in corporate FDs is that they tend to offer higher returns than bank FDs. Cons of investing …

Time to rejig your fixed deposit (FD) investment. What experts say
1 year, 8 months ago

Time to rejig your fixed deposit (FD) investment. What experts say

Live Mint  

The Reserve Bank of India has decided to halt interest rate hikes, signaling that the interest rate cycle may have reached its peak. Amit Gupta, MD, SAG Infotech said that for fixed-income investors, who were struggling with historically low interest rates only a year ago, are now looking forward to the advantages of previous significant increases in the repo rate, …

Fixed deposit rates are rising: Should you break your FD or reinvest?
1 year, 10 months ago

Fixed deposit rates are rising: Should you break your FD or reinvest?

Live Mint  

As the Reserve Bank of India continues to hike repo rates to tame rising inflation, there is good news for fixed deposit investors. Punjab National Bank levies an interest penalty of 1% at the time of premature cancellation or part withdrawal of FDs for all tenors. Financial Planner Ritesh Sabharwal in a LinkedIn post wrote, “you should consider breaking your …

Fixed deposit vs debt mutual funds: Which one is better in rising interest rate
1 year, 11 months ago

Fixed deposit vs debt mutual funds: Which one is better in rising interest rate

Live Mint  

Fixed deposit vs debt mutual funds: Amid rising interst rate regime, a good number of Indian banks are offering fixed deposit interest rates to the tune fo 7 per cent or more. Highlighting the income tax benefit available in debt mutual funds, Amit Gupta, MD at SAG Infotech said, "Interest through FDs is taxable according to your tax bracket. On …

All you need to know: What are corporate deposits?
2 years, 8 months ago

All you need to know: What are corporate deposits?

Live Mint  

Company Fixed Deposit is a term deposit that is held over a fixed period of time at a predefined rate of interest. Corporate fixed deposits are preferable to bank FDs since their interest rate is substantially greater. The difference in interest rates between conventional bank FDs and company fixed deposits is usually between 1 percent and 3 percent. You can …

Bank FDs: Axis Bank, HDFC Bank, Kotak Mahindra Hike FD Interest Rates; Know Details
2 years, 8 months ago

Bank FDs: Axis Bank, HDFC Bank, Kotak Mahindra Hike FD Interest Rates; Know Details

News 18  

Bank Fixed Deposits: Several banks, in both private and public sectors, have been hiking their fixed deposit interest rates for quite some time now. Recently, private sector banks, including HDFC Bank, Axis Bank and Kotak Mahindra Bank have hiked their interest rates on fixed deposits of various tenures and across different amounts of deposits. Here, we list some of the …

FD Investment Tips: 5 Factors Before Investing In Fixed Deposit Will Help You Get Good Returns
3 years, 3 months ago

FD Investment Tips: 5 Factors Before Investing In Fixed Deposit Will Help You Get Good Returns

ABP News  

New Delhi: Fixed deposits have always been considered a simple and secure way of investing. Today we are going to tell you about five factors, by using them you can get good returns by investing in FD. Time Limit Of FD The time limit for FD is directly linked to the interest rate, it receives. Interest Rate At present, the …

Best Bank FD Interest Rates: Up to 6.75% Return on Fixed Deposits in a Year. Full List
3 years, 5 months ago

Best Bank FD Interest Rates: Up to 6.75% Return on Fixed Deposits in a Year. Full List

News 18  

Fixed deposits are a very favourable form of investment for many people thanks to its nature of being a risk-free instrument in the financial market. Utkarsh Small Finance Bank: As of July 1, 2021, The Utkarsh Small Finance Bank provides a 1-year fixed deposit rate for regular citizens which stands at 6.50 per cent per annum. Ujjivan Small Finance Bank: …

List of banks with best Fixed Deposits interest rates 2021: Check details here
3 years, 10 months ago

List of banks with best Fixed Deposits interest rates 2021: Check details here

India Today  

Fixed deposit is a financial investment instrument offered by banks and NBFCs wherein investors can deposit money and get a high rate of interest than a normal savings account. Senior Citizen Fixed Deposits are term deposit plans with special interest rates offered by leading banks to individuals who are over the age of 60. The senior citizen fixed deposit accounts …

FD Interest Rates: Aiming For a Fixed Deposit Income? Compare Interest Rates Of Top Banks Here
4 years, 2 months ago

FD Interest Rates: Aiming For a Fixed Deposit Income? Compare Interest Rates Of Top Banks Here

ABP News  

Maturity Period Public Senior citizen Seven days to 45 days 2.9% 3.4% 46 days to 179 days 3.9% 4.4% 180 days to 210 days 4.4% 4.9% 211 days to less than one year 4.4% 4.9% One year to less than two years 4.9% 5.4% Two years to less than three years 5.1% 5.6% Three years to less than five years …

Know these three risks before investing in corporate FD
4 years, 3 months ago

Know these three risks before investing in corporate FD

Live Mint  

Bank fixed deposit is one of the most common and most favourite investment destination of the Indian households. But given the drop in the interest rates of bank FDs to around 5%, investors have started looking for alternative investment options to earn slightly better returns. AAA rated corporate FDs like HDFC Ltd, ICICI Home Finance Ltd offer a 1-2 percentage …

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