Co-branded cards don’t work for everyone
4 years, 4 months ago

Co-branded cards don’t work for everyone

Live Mint  

During the recent sale events from Amazon and Flipkart, customers who have co-branded cards from the e-commerce companies got the usual 5% discount. Credit card issuers prefer such tie-ups as customers are likely to use co-branded cards often due to loyalty. Yatra has a co-branded card with SBI Cards and Payment Services Ltd and MakeMyTrip offers one in partnership with ICICI Bank. For example, if 70-80% of credit card spends are on two e-commerce platforms, you can take co-branded cards of both the companies and opt for another one that offers higher cashback rewards.

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Co-branded credit cards: Is this worth opting for them?
2 weeks, 4 days ago

Co-branded credit cards: Is this worth opting for them?

Live Mint  

If you are looking for a credit card, be mindful that there is one category of cards which you may consider, especially if you are a shopaholic. For instance Kotak Mahindra Bank offers PVR INOX Kotak Credit Card which offers 5 percent instant discount on movie tickets and one ticket for every ₹10,000 spent on the card. Kotak Mahindra also …

Co-branded credit cards: All you need to know about benefits, drawbacks, and more
2 weeks, 6 days ago

Co-branded credit cards: All you need to know about benefits, drawbacks, and more

Live Mint  

Credit cards are a great way to earn rewards, exclusive deals and offers on your favorite brands as well as on every transaction you make through the card. Credit cards are offered to you by banks and NBFCs which also offer co-branded credit cards in many categories which are designed specifically to cater to your lifestyle. Pros and cons of …

Why the HDFC-Swiggy card is about loyalty, not rewards
1 year, 2 months ago

Why the HDFC-Swiggy card is about loyalty, not rewards

Live Mint  

Are customers spoilt for choice? View Full Image Graphic: Mint The entry-level credit card boasts of 10% cashback on Swiggy food orders and Instamart orders, besides using it for Genie services, and DineOut, both via the app. Swiggy’s app doesn’t allow a user to raise any dispute related to credit card billing, while HDFC’s helpline gets disconnected four out of …

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