Treasury bills or fixed deposits: Which one should you opt for?
2 years, 1 month ago

Treasury bills or fixed deposits: Which one should you opt for?

Live Mint  

With the large number of investment options around us, it might get confusing and overwhelming to choose and decide which one can be the best for you. Today, in this article, we maintain our primary focus on two of the safest investment instruments- treasury bills and fixed deposits. In comparison to a typical savings account, fixed deposits offer one of the safest investment alternatives and comparatively higher interest rates. Treasury bills vs fixed deposits Liquidity The FD offers a withdrawal option before to maturity so that you can access and retrieve your money. Decide on the option that best meets your financial goals by taking into account variables like interest, security, and tax advantages when choosing between a fixed deposit and treasury bills.

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History of this topic

What are Treasury Bills? Should you invest in them?
1 year, 4 months ago

What are Treasury Bills? Should you invest in them?

Live Mint  

Not all investors may be inclined to invest their money in fixed deposits to grow their wealth in the short run. Yield : Treasury bills offer relatively attractive yields, especially for short-term investment strategies. Individuals who should consider investing in Treasury bills are: Those seeking a safe and liquid investment : T-bills are ideal for individuals looking for a secure …

Bank FDs vs Government Bonds: What are G-Secs, T-Bills and do they offer more returns? Read here
2 years, 1 month ago

Bank FDs vs Government Bonds: What are G-Secs, T-Bills and do they offer more returns? Read here

Firstpost  

Government securities or G-Secs are issued by the government to meet its debt obligation. According to the Reserve Bank of India, these bills are “short term debt instruments issued by the Government of India and are presently issued in three tenors, namely, 91 day, 182 day and 364 day.” Moreover, these T-Bills are issued at a discount and can be …

Treasury bills: Why should you invest in them?
2 years, 3 months ago

Treasury bills: Why should you invest in them?

Live Mint  

Gone are the days when fixed deposits, PPF and other traditional saving instruments were individual investors’ only debt investment options. Thanks to the RBI Retail Direct Platform, investors can invest directly in debt securities such as treasury bills. This increases investors’ exposure to the market for government securities like bonds and treasury bills. Limitations on Treasury Bills Lower returns than …

Treasury Bills: Are they a safe investing option? Things to know before you invest
2 years, 4 months ago

Treasury Bills: Are they a safe investing option? Things to know before you invest

Live Mint  

To meet its shortfall of income, the Government of India borrows money from the public every year. The government, however, last year opened the doors to retail investors by allowing to bid in RBI auctions directly. Treasury bills or T-bills are money market instruments which are short term debt instruments issued by the Government of India and are presently issued …

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