SIP vs lumpsum: Which is better option for investment in mutual funds
1 month, 4 weeks ago

SIP vs lumpsum: Which is better option for investment in mutual funds

India TV News  

SIP vs lumpsum: Mutual funds are one of the most popular choices among investors these days. Let's understand - Systematic Investment Plans or SIP - SIP is a very popular way of investing in mutual funds. - Financial experts believe that if you invest money in SIP for a long time, keep increasing the investment over time and also remain disciplined in terms of investment, you can create a huge fund. Lumpsum The biggest advantage of lumpsum investment is that you can invest according to the market conditions and take advantage of its fluctuations.

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History of this topic

SIP Vs Lump Sum: Which Investment Strategy Will Boost Your Wealth In 2025?
1 week ago

SIP Vs Lump Sum: Which Investment Strategy Will Boost Your Wealth In 2025?

ABP News  

By Siddharth Maurya In the fast-changing financial landscape of India in 2025, the comparison between Systematic Investment Plans or Lump Sum investments is still an important topic for wealth creation. On the downside, SIPs could miss out on taking full advantage of bull markets where early full capital deployment through lump sums can yield greater returns. Critical Issues for Indian …

SIP and SWP are not the same. Here's how they differ
2 weeks, 2 days ago

SIP and SWP are not the same. Here's how they differ

India Today  

Many investors often confuse SIP and SWP. SIP is a way to invest money in mutual funds at regular intervals, helping investors build wealth over time. On the other hand, SWP allows investors to withdraw a fixed amount from their mutual fund investments periodically, making it useful for those who need regular income. SWP involves withdrawing funds from an investment, …

Mutual fund calculator: How to accumulate ₹41 crore with a monthly Systematic Investment Plan (SIP) of ₹15000
Trending News
3 weeks, 3 days ago

Mutual fund calculator: How to accumulate ₹41 crore with a monthly Systematic Investment Plan (SIP) of ₹15000

Live Mint  

Mutual fund calculator: The market's ups and downs can feel like a rollercoaster, but seasoned investors know that true wealth is built through patience and consistency. Mutual fund SIP calculator Suppose an investor starts a monthly SIP with ₹15,000 at 25, assuming a 15 per cent annual return on his money in the next 35 years. SIP calculator "Equity mutual …

Stock market crash: Is it time to invest in equity mutual funds? EXPLAINED
4 weeks, 2 days ago

Stock market crash: Is it time to invest in equity mutual funds? EXPLAINED

Live Mint  

Indian stock market: Investing in equity mutual funds can be a great way to build wealth over time, but whether it's the right time depends on various factors such as market conditions, financial goals, and risk tolerance. The recent roller-coaster ride on Dalal Street has left many investors pondering whether it's time to invest in equity mutual funds. In this …

Stock market crash: Is it time to invest in equity mutual funds? EXPLAINED
4 weeks, 2 days ago

Stock market crash: Is it time to invest in equity mutual funds? EXPLAINED

Live Mint  

Indian stock market: Investing in equity mutual funds can be a great way to build wealth over time, but whether it's the right time depends on various factors such as market conditions, financial goals, and risk tolerance. The recent roller-coaster ride on Dalal Street has left many investors pondering whether it's time to invest in equity mutual funds. In this …

SIP vs Recurring Deposit: Which investment plan is more effective for wealth creation?
4 weeks, 2 days ago

SIP vs Recurring Deposit: Which investment plan is more effective for wealth creation?

India TV News  

SIP vs Recurring Deposit: Which investment plan is more effective for wealth creation? Let’s understand this with an example SIP Scenario: Investing Rs 10,000 per month in a mutual fund with an assumed 12 per cent annual return for 20 years can generate approximately Rs 99.9 lakh. On the other hand, SIPs involve market risk, but when invested consistently over …

SIP: pause and restart, or continue?
1 month, 1 week ago

SIP: pause and restart, or continue?

The Hindu  

Some critics argue that systematic investment plans expose your investments to high risk when market valuations are rich. Also, the more frequently you try to time the market for multiple investments, the more you are likely to risk making suboptimal decisions. The tenure of an SIP on a passive equity fund must preferably match the time horizon for a life …

NPS, PPF, or mutual funds: Which SIP investment should you opt for?
1 month, 1 week ago

NPS, PPF, or mutual funds: Which SIP investment should you opt for?

India Today  

When it comes to investing in a systematic investment plan, there are several options available—Public Provident Fund, National Pension System, and mutual funds. Mutual funds via SIPs offer greater flexibility, but they require patience during both bull and bear markets. Since mutual funds depend on market performance, they carry higher risks but also the potential for higher returns. Those seeking …

Investing in mutual funds does not start and end with just SIPs
1 month, 2 weeks ago

Investing in mutual funds does not start and end with just SIPs

Live Mint  

Once a niche concept, systematic investment plans have become a household name in India, with over 10 crore accounts fuelling the country’s investment boom. While they promise discipline and long-term wealth creation, the question remains—can SIPs alone secure all financial goals, or is a more diversified approach needed? Key considerations for SIP investors To improve investing outcomes, SIP investors must …

SIP inflows reach ₹26,400 crore: Do’s and don’ts for successful wealth building
1 month, 2 weeks ago

SIP inflows reach ₹26,400 crore: Do’s and don’ts for successful wealth building

Live Mint  

Systematic Investment Plans continue to maintain strong momentum as a favored investment strategy, with contributions reaching nearly ₹26,400 crore in January 2025, just shy of the record ₹26,459 crore in December 2024. Experts emphasize that while SIPs provide a disciplined approach to wealth creation, investors must follow best practices to optimize returns. Avoid chasing past performance: Selecting funds purely based …

Why Systematic Investment Plan Is the Best Investment Choice
1 month, 3 weeks ago

Why Systematic Investment Plan Is the Best Investment Choice

The Hindu  

Top 12 Reasons Why SIP Is the Best Way of Investment Though there has been a significant surge in the number of mutual fund investors in the last few years, many still wonder “Is SIP a good investment option?”. Let us delve deeper into some of the core reasons why a mutual fund SIP stands out among other investment options …

All you need to know about SIPs in Mutual Funds
2 months ago

All you need to know about SIPs in Mutual Funds

Live Mint  

Capital markets have gained a lot of popularity in recent years, and a substantial number of investors who park their money in markets are investing in mutual funds. With a SIP, you can invest in mutual funds where professional fund managers track market conditions to make investment decisions. Investing in mutual funds through SIP using a Demat account offers several …

SIP or STP: Which mutual fund investment option is best for you? | Know here
2 months, 3 weeks ago

SIP or STP: Which mutual fund investment option is best for you? | Know here

India TV News  

SIP or STP: Millions of investors use SIPs to invest in mutual funds regularly, but few are familiar with STP. In contrast, STP allows investors to invest a lump sum in a mutual fund, usually a debt fund, and gradually transfer it to equity funds at regular intervals. Key differences between SIP and STP Under SIP, money is deposited directly …

Mutual fund investment: Why smart investors would opt for SIPs in 2025?
3 months ago

Mutual fund investment: Why smart investors would opt for SIPs in 2025?

Live Mint  

Mutual fund investment: As we enter 2025, the growing preference for Systematic Investment Plans in the Indian mutual fund industry continues to gain momentum. This strategy allows investors to remain focused on the long term and not influenced by short-term market dynamics," said Siddharth Maurya, Founder & Managing Director of Vibhavangal Anukulakara Private Limited As for new and small investors, …

SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED
3 months, 3 weeks ago

SIP Vs traditional saving: Which is better and secure financial option in India? EXPLAINED

India TV News  

SIP Vs traditional saving: When it comes to financial planning in India, choosing the right investment method is crucial for both growth and security. Systematic Investment Plans and traditional saving methods, such as Fixed Deposits, Recurring Deposits, and savings accounts, are two popular choices for investors. It has been seen that SIPs in equity mutual funds have delivered higher returns …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
4 months, 2 weeks ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000
4 months, 2 weeks ago

Mutual fund SIP calculator: How to accumulate ₹5 crore with a monthly Systematic Investment Plan of ₹5000

Live Mint  

A systematic investment plan provided by mutual funds enables investors to contribute consistently and systematically to their financial objectives. In this article, we will explain how to accumulate ₹5 crore by investing ₹5,000 monthly through a Systematic Investment Plan, using a mutual fund calculator to help you understand the process better. Courtesy Groww mutual fund SIP calculator Mutual Fund SIP …

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live
Trending News
4 months, 3 weeks ago

SIP Emerges as a Safe Investment Amidst Market Fluctuations | Paisa Live

ABP News  

Amid fluctuations in the stock market, investments in Systematic Investment Plans are witnessing a rapid surge. For the first time in October, the monthly mutual fund SIP investments crossed the ₹25,000 crore mark. According to reports, the total amount of SIPs in October reached ₹25,323 crore, marking a significant milestone in the Indian mutual fund industry. SIPs allow investors to …

Understanding and Managing Risks in Hybrid Funds: A Comprehensive Guide
5 months, 1 week ago

Understanding and Managing Risks in Hybrid Funds: A Comprehensive Guide

Live Mint  

Hybrid funds offer a structured approach to managing risks by combining investments across various asset classes. By diversifying investments across equities, fixed income, and gold, hybrid funds aim to mitigate risk while maintaining potential for growth. This approach can be suitable for investors seeking a well-balanced and low-volatility investment option. However, it's important to note that the specific asset allocation …

SIP vs Traditional Savings: Why Millennials Should Choose SIPs
7 months, 1 week ago

SIP vs Traditional Savings: Why Millennials Should Choose SIPs

Hindustan Times  

As millennials take on new responsibilities and financial commitments, the choice between SIPs and traditional savings becomes more significant. Higher Growth Potential Equity Mutual Funds, which predominantly invest in equities and equity-related investments in the stock market, offer higher growth potential compared to traditional investment options. Conclusion To sum up, a mutual fund SIP is a compelling alternative to traditional …

SIP For Growth, SWP For Income; Which One Is Right For You? Know The Difference Here
7 months, 3 weeks ago

SIP For Growth, SWP For Income; Which One Is Right For You? Know The Difference Here

News 18  

SIP and SWP are two popular investment strategies offered by mutual fund houses. Systematic Investment Plan : Purpose: SIP is designed to help you invest money regularly in a mutual fund over a period of time. Systematic Withdrawal Plan : Purpose: SWP is designed to provide you with a regular cash flow from your mutual fund investment. Investor Profile: SIP …

Unlocking Investment Potential: Mutual Funds, SIPs, and ELSS
9 months, 2 weeks ago

Unlocking Investment Potential: Mutual Funds, SIPs, and ELSS

The Quint  

Investing in mutual funds has become increasingly popular among individuals seeking to grow their wealth steadily over time. Systematic Investment Plans : Consistent Wealth Building SIPs offer investors the opportunity to invest a fixed amount regularly, typically monthly, in mutual funds. Equity Linked Savings Schemes : Tax-Efficient Wealth Creation ELSS are mutual funds that primarily invest in equity markets and …

Mutual Funds: How SIPs amplify returns through the power of compounding
9 months, 2 weeks ago

Mutual Funds: How SIPs amplify returns through the power of compounding

Live Mint  

Utilizing systematic investment plans is an excellent strategy for harnessing the potential of compounding to increase your wealth. Accessible initial investment: Putting money in the market through SIPs enables you to begin with a manageable, predetermined amount, eliminating the need for a significant upfront sum. {{^adFree}} {{/adFree}} In contrast to conventional investing, which may demand a substantial initial investment, SIPs …

Building Wealth With SIP Mutual Funds: How To Make The Correct Choice? Here Are Some Top Performing SIP MFs In 2024
10 months ago

Building Wealth With SIP Mutual Funds: How To Make The Correct Choice? Here Are Some Top Performing SIP MFs In 2024

ABP News  

Systematic Investment Plans have become increasingly popular amongst investors as a simple and efficient way to invest in the mutual fund market in India. When opting for a SIP mutual fund, it is important to conduct a thorough analysis of all the funds available in the market and access your financial goals. Investment goal - Based on your investment objectives, …

Why New Mutual Fund Investors Must Know These 10 Terms Before Starting SIP
10 months ago

Why New Mutual Fund Investors Must Know These 10 Terms Before Starting SIP

News 18  

Imagine this: You’re at a bustling Diwali bazaar, eyes wide with the dazzling array of sweets and savouries. SIP : A SIP allows you to invest a fixed amount of money in a mutual fund scheme at regular intervals. Exit Load: An exit load is a charge that is levied by a mutual fund scheme if you redeem your units …

Mutual Fund SIP or Lump Sum, Which Is A Better Investment Mode For You?
10 months, 1 week ago

Mutual Fund SIP or Lump Sum, Which Is A Better Investment Mode For You?

News 18  

When deciding between Systematic Investment Plans and lump sum investments for mutual funds, the better choice depends on various factors, including market conditions, financial goals, risk tolerance, and personal financial circumstances. Modes of Investment in Mutual Funds Investors can choose from different modes of investing in mutual funds, primarily SIPs and lump sum Investments. Disadvantages: Potentially Lower Returns in Bull …

Which Mutual Fund Is Suitable To Start Your First SIP?
1 year, 2 months ago

Which Mutual Fund Is Suitable To Start Your First SIP?

News 18  

Today, lists of top-performing mutual funds are available at the click of a button. After all, 9 out of 10 investors begin by asking “which fund” they should invest in, instead of setting up clear goals and focusing on setting up a great investing process for themselves. There’s no “one size fits all” when it comes to investing – an …

Mutual Funds: Should you increase your SIP amount in this Mirae Asset Fund?
1 year, 5 months ago

Mutual Funds: Should you increase your SIP amount in this Mirae Asset Fund?

Live Mint  

Mirae Asset Mutual Fund has made a significant move by increasing the Systematic Investment Plan limit for its popular scheme, the Mirae Asset Emerging Bluechip Fund. Mirae Asset Emerging Bluechip Fund - Direct Plan returns MEBF has given 19.41% returns in one year, 25.24% in three years, and 20.33% in five years as per data available on Value Research. One …

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?
1 year, 5 months ago

World Financial Planning Day 2023: How are stock SIPs different from mutual fund SIPs and which one to buy?

Live Mint  

Financial growth is not possible without financial planning. Name of the fund Type of fund Monthly SIP in Rs Investment Returns Invested amount in Rs Estimated returns in Rs Total value of returns in Rs Nippon India Large Cap Fund Large Cap 5,000 18.43 6,00,000 11,28,014 17,28,014 Mirae Asset Large Cap Fund Large Cap 5,000 18.34 6,00,000 11,18,111 17,18,111 Kotak …

Mutual funds: 5 different types of SIPs in India and their features
1 year, 8 months ago

Mutual funds: 5 different types of SIPs in India and their features

Live Mint  

Systematic Investment Plan has revolutionised the way Indians invest in mutual funds, offering a disciplined and convenient approach to wealth creation. In this form of SIP, investors contribute a fixed amount at regular intervals, such as monthly, quarterly, or annually. Unlike Regular SIP, where investors need to contribute a fixed amount, Flexible SIP allows investors to vary their contribution amounts …

What is SIP? All you need to know
1 year, 9 months ago

What is SIP? All you need to know

India Today  

In today's fast-paced world, where financial stability and wealth creation are paramount, SIP has gained considerable popularity. By investing smaller amounts at regular intervals, investors can harness the power of compounding and navigate market fluctuations more effectively. Unlike lump-sum investments, where a significant amount is invested at once, SIPs enable investors to invest smaller amounts at regular intervals, typically monthly. …

Mutual fund investing: How to invest lumpsum in equity funds? All you need to know
1 year, 11 months ago

Mutual fund investing: How to invest lumpsum in equity funds? All you need to know

Live Mint  

Due to the recent not-so-great performance of stock markets, there are many who are contemplating whether it would be a good idea to invest lumpsum in equity funds. So don’t even think about equity funds and simply invest the lumpsum in debt fund categories like ultra-short/low/money market funds. If you want to invest the lump sum for a period of …

Recurring Deposits Or Mutual Funds, What's Better For Investment?
2 years ago

Recurring Deposits Or Mutual Funds, What's Better For Investment?

News 18  

The highest-ever monthly systematic investment plans inflow in mutual funds of Rs 12,693 crore was recorded in August 2022. The facility enables investors to make a fixed monthly investment and accumulate funds for immediate requirements. Similar to mutual fund SIPs, a discipline is gained from investing in RDs. Both RDs and SIPs enable investors to make a series of modest …

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say
2 years ago

Mutual Fund SIP: Is There A Best Date To Start A SIP? Know What Experts Say

News 18  

SIP stands for Systematic Investment Plan, is a way to invest money in mutual funds or stocks on a regular basis. Usually used in mutual funds investment, Under a SIP, investors can invest a fixed amount of money at regular intervals in a selected mutual fund. Experts believe the ideal approach is to stay invested instead of finding the right …

Mutual Funds: What is the best frequency for SIPs – Monthly, Weekly or Daily?
2 years, 1 month ago

Mutual Funds: What is the best frequency for SIPs – Monthly, Weekly or Daily?

Live Mint  

While most investors are fairly comfortable with the idea of doing monthly SIPs, there are several who are curious to know whether increasing the SIP frequency offers any extra benefits. When you are investing for several years, then the frequency of SIP, whether it is daily or weekly or monthly, doesn’t have a very big effect on the overall returns. …

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?
2 years, 2 months ago

How much mutual fund SIP should you make to accumulate ₹3 Cr in 20 years?

Live Mint  

Mutual funds, one of the best and most used forms of long-term investment, have consistently proven superior performance in terms of returns. However, to build wealth over a long period of 20 or more years, conservative investors should consider investing in Equity large-cap Fund or Equity index funds. “For an individual with a conservative risk profile who plans to accumulate …

New Year’s resolution? Why start equity mutual fund SIPs from 2023
2 years, 3 months ago

New Year’s resolution? Why start equity mutual fund SIPs from 2023

Live Mint  

Despite volatile markets in 2022, investors choosing mutual funds through systematic investment plans were well rewarded. Under 1-year SIP returns of equity mutual funds categories, FYERS expert pointed out that barring global funds, MNC, pharma, and healthcare sector funds, most schemes across all equity categories delivered double-digit returns. Further, AMFI data revealed that Indian mutual funds have currently about 6.05 …

SIP-top up facility: What is it and how does it work? Should you opt for it?
2 years, 3 months ago

SIP-top up facility: What is it and how does it work? Should you opt for it?

Live Mint  

SIP-top up facility: Investing via Systematic Investment Plan is considered to be one of the best ways to amass wealth keeping in view long-term horizon. Amit Gupta, MD, SAG Infotech said an investor can raise his or her monthly payment to an ongoing SIP by using a top-up service. SIP-top up also known as SIP Booster or SIP step-up option …

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster
2 years, 3 months ago

Mutual Fund Investing: How step-up SIPs can help you achieve your financial goals faster

Live Mint  

Step-up Systematic Investment Plans are a type of investment plan that allows an investor to increase the amount of money they are investing at regular intervals. The way a step-up SIP works is that the investor will start off by investing a fixed amount in the plan. One of the main benefits of a step-up SIP is that it allows …

Mutual funds: Which SIP freqency to select for becoming crorepati?
2 years, 5 months ago

Mutual funds: Which SIP freqency to select for becoming crorepati?

Live Mint  

Becoming a crorepati when you hit retirement would be like a dream come true. You don't even need to burden yourself with a lumpsum investment amount, you can even become a crorepati by investing ₹1,000 on a daily basis. To provide a holistic picture to investors and help them make better-informed decisions for their investments via SIPs, WhiteOak Capital Mutual …

Which is a better investment option for mutual fund SIPs?
2 years, 5 months ago

Which is a better investment option for mutual fund SIPs?

Live Mint  

Mutual funds are diverse investments due to the host of various instruments they offer to park your hard-earned money. Among the three market cap segments, WhiteOak analysis highlights that the mid-cap segment was a good investment option for investors seeking to invest via the long-term SIP route. Data from WhiteOak which takes into consideration 10 Year Monthly Rolling Return from …

What is a Systematic Transfer Plan and how it is different from an SIP?
2 years, 5 months ago

What is a Systematic Transfer Plan and how it is different from an SIP?

Live Mint  

Mutual funds have become a very common way of generating wealth. So the investor invests the entire corpus in a debt fund which is considered safer than equity funds and usually gives a decent rate of return. So instead of money getting deducted from his bank account like in a SIP, the fund is transferred from his debt fund to …

Investment through SIP: How to invest with less risk?
2 years, 5 months ago

Investment through SIP: How to invest with less risk?

Firstpost  

Mutual funds can also be risky, but the risk is less in comparison to direct equity investment We all want to invest our money somewhere where our wealth constantly grows and remains safe. Investing in mutual funds can be a really good avenue for investors who want to increase their money while having low risk of loss. One can put …

How to select the best mutual funds for child education plans?
2 years, 6 months ago

How to select the best mutual funds for child education plans?

Live Mint  

In terms of personal finances, it appears that financing a child's education is the most crucial responsibility that cannot be neglected. Solution-oriented mutual funds, however, according to Mr Abhishek Dev, are beneficial for children's education. Owing to a better investment strategy for a child’s education, Mr Abhishek Dev said “The easy way to do it is to simply invest in …

Which mutual funds should I invest in for the long term?
2 years, 6 months ago

Which mutual funds should I invest in for the long term?

Live Mint  

I am 33 years old, married and have a net salary of ₹90,000 per month. I invest in mutual funds through a systematic investment plan and my total contribution to this is ₹20,000 per month. My current SIPs include ₹5,000 each in Axis Bluechip, PGIM India Midcap Opportunities, Canara Robeco Emerging Equity, ₹3,000 in Mirae Asset Emerging Bluechip and ₹2,000 …

Should you continue with your small-cap mutual fund SIP?
2 years, 9 months ago

Should you continue with your small-cap mutual fund SIP?

Live Mint  

Mutual funds SIP: Following weak global cues, rising inflation and global slowdown concerns, Indian stock market has witnessed heavy sell-off in last few months. So, those SIP investors who have chosen small-cap mutual funds might be thinking whether they should continue their SIP or wait for some time till the equity market gets stabilised. Unveiling investment strategy in regard to …

Should you invest in debt funds through SIP?
2 years, 9 months ago

Should you invest in debt funds through SIP?

Live Mint  

Most of us know Systematic Investment Plan and its many benefits. If you don’t have a lumpsum amount to invest in a debt fund It is essential to remember that SIP is just a tool to invest in mutual funds every month. Investing in mutual funds through SIP allows investors to get more fund units when the market is down. …

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan
3 years ago

₹10,000 monthly turns to ₹11.98 lakh in 5 years in this mutual fund SIP plan

Live Mint  

Mutual funds SIP is one of the investment tool that helps an investor overcome volatility of the equity markets without bothering about the right time to start. In last one year, this mutual fund scheme has given 6.85 per cent absolute return to SIP investors whereas annualised return in this period stands at 12.98 per cent. In last 2 years, …

What mutual fund SIPs are really about
3 years, 2 months ago

What mutual fund SIPs are really about

The Hindu  

At about ₹5.65 lakh crore, the mutual fund systematic investment plans accounts for 15% of the total mutual fund assets under management. SIP AUM has grown at almost double the rate that the entire mutual fund AUM has between April and December 2021, with monthly SIP amounts breaking past ₹10,000 crore last September. Second, you need that market fall to …

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