Most people use credit cards to manage their expenses these days. Some people run all their expenses with a credit card because it helps them keep track of their expenses every month. Are you one of those people who spend the entire credit card limit every month? Maintaining a low CUR can improve your chances of increasing the credit limit …
There is a growing trend of using credit cards these days. 3. Credit Utilisation Ratio : The CUR states that if your credit card limit is up to Rs 2 lakh, out of which you have spent Rs 20,000, then your CUR will be 10 percent. You can request that the bank increase the credit card limit. Sometimes, seeing the …