NEW YORK — As the Federal Reserve raises interest rates again, credit card debt is already at a record high, and more people are carrying debt month to month. The Fed’s interest rate increases are meant to fight inflation, but they’ve also led to higher annual percentage rates for people with credit card debt, which means they pay more in …
NEW YORK — It started as just another January morning, the damp chill prompting a family on the third floor of a drafty Bronx apartment tower to run a space heater for extra warmth, as residents had done countless times before. Down the hall, resident Karen Dejesus heard one of the building’s hard-wired smoke alarms going off on the other …