Live Mint
My take-home salary is ₹1.1 lakh. Of this, I pay equated monthly instalments of ₹40,000 towards a home loan, besides monthly school fees, and a personal loan. As of now, my credit report, obtained from various credit bureaus, shows a score of 800 plus but I am unable to get a loan. So, if your income is ₹1,10,000 per month …