Its not just infrastructure loans, overall lending to industry too has shown a reviving trend after staying in the negative for two consecutive years. In the first nine months of financial year 2019, credit growth to infrastructure sector stood at 10.8 percent, growing at double digits after a gap of four years. In financial year 2018, credit growth to infrastructure …
Unsecured loans are the loans where individual exposures are smaller and more distributed and given without any collaterals but banks get higher margins. Typically personal loan, education loans and credit card spend fall under this category of loans Mumbai: Banks’ unsecured loan book has grown four times the bank credit during the past three years, helped by a rise in …
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