To grow their nest fund, most salaried people have access to two broad retirement-specific tools, Employees' Provident Fund and National Pension System. The Employees' Provident Fund Organisation acquired 1.11 crore members between March 2021 and February 2022, whereas the National Pension System registered 93.6 lakh for the full FY 2021-22. National Pension System NPS is a defined contribution retirement savings …