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Knowing your CIBIL score is the first step towards understanding your financial health. Duplicate PAN card: Your CIBIL score is not affected if you apply for a duplicate PAN card when you lose the original. New PAN card: Your credit history may become more complicated if you apply for a second PAN card because your PAN is associated with every …

Your credit score reflects your credit health and affects your financial journey. The Bajaj Finserv Credit Pass is a game-changing innovation that helps you to track and analyse the key factors impacting your credit health. Importance of tracking credit health factors The table below outlines the weightage of each of the five key factors in calculating your three-digit CIBIL Score: …

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The borrower’s CIBIL score is looked into while seeking loans from banks or any other financial institution. Importance of CIBIL Score If you go to take a loan or apply for a credit card, the bank checks your CIBIL score to ensure your creditworthiness and risk profile. Banks also offers cheaper loans to those having good CIBIL score. Following are …

CIBIL score or credit score is the reflection of a person’s credit history and is the first checks banks or any other financial institutions do to check the credibility of the borrower. Here's how to check CIBIL score Cibil score is calculated on the basis of at least 6 months of historical financial data of an individual. However, if your …